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Arizona Board Of Regents
Fidelity Investments® Workplace Savings
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Plans & Investments

Plan Details

Arizona University System (AUS) Voluntary 403(b) Plan

AUS 403(b) Plan

  • Enrolling is fast and easy: Simply select the Enroll Now button on the right.
  • To learn more before you enroll, see Investment Options & Plan Basics below.
Enroll Now
  • Plan Basics

  • Investment Options

Below is a performance summary of all the investments in your plan available through Fidelity. Click on an investment to view quarter-end returns, risks, fees and expenses.

 

To view a performance summary of all the investments in your plan available through TIAA, click here.

Single-fund Solution

Explore Your Investment Options - shows details. Click to open.

These are products that can offer an easy-to-manage diversified portfolio in a single fund. They may contain many different asset classes, including stocks, bonds, and short-term investments. While different funds are arranged according to different asset allocations, what they all do is provide you with the opportunity to own a diversified portfolio with just one fund.

Depending on your retirement savings plan, there are two options to consider: Target Date Funds which are based on an anticipated retirement date and Target Allocation Funds that are based on a risk tolerance and time horizon.

Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. 1,2,3,4.

INVESTMENTS ASSET CLASS CATEGORY AVERAGE ANNUAL TOTAL RETURNS CUMULATIVE RETURNS

1 Yr

3 Yr

5 Yr

10 Yr

Life

3 Mon

YTD

As of Date

TRP RETIRE I 2005 I

Inception Date 09/29/2015

Blended Investments*

N/A

-0.91%

3.49%

3.94%

--

5.12%

1.59%

4.98%

05/31/2023

TRP RETIRE I 2010 I

Inception Date 09/29/2015

Blended Investments*

N/A

-0.91%

3.98%

4.23%

--

5.58%

1.64%

5.22%

05/31/2023

TRP RETIRE I 2015 I

Inception Date 09/29/2015

Blended Investments*

N/A

-0.78%

4.59%

4.52%

--

6.14%

1.75%

5.47%

05/31/2023

TRP RETIRE I 2020 I

Inception Date 09/29/2015

Blended Investments*

N/A

-0.61%

5.27%

4.86%

--

6.83%

1.75%

5.74%

05/31/2023

TRP RETIRE I 2025 I

Inception Date 09/29/2015

Blended Investments*

N/A

-0.51%

6.15%

5.29%

--

7.50%

1.95%

6.33%

05/31/2023

TRP RETIRE I 2030 I

Inception Date 09/29/2015

Blended Investments*

N/A

-0.28%

6.96%

5.69%

--

8.09%

2.08%

7.23%

05/31/2023

TRP RETIRE I 2035 I

Inception Date 09/29/2015

Blended Investments*

N/A

0.02%

7.76%

6.04%

--

8.60%

2.28%

8.04%

05/31/2023

TRP RETIRE I 2040 I

Inception Date 09/29/2015

Blended Investments*

N/A

0.19%

8.46%

6.37%

--

9.04%

2.37%

8.78%

05/31/2023

TRP RETIRE I 2045 I

Inception Date 09/29/2015

Blended Investments*

N/A

0.47%

9.06%

6.64%

--

9.28%

2.52%

9.21%

05/31/2023

TRP RETIRE I 2050 I

Inception Date 09/29/2015

Blended Investments*

N/A

0.49%

9.05%

6.65%

--

9.29%

2.52%

9.36%

05/31/2023

TRP RETIRE I 2055 I

Inception Date 09/29/2015

Blended Investments*

N/A

0.44%

9.03%

6.63%

--

9.26%

2.48%

9.30%

05/31/2023

TRP RETIRE I 2060 I

Inception Date 09/29/2015

Blended Investments*

N/A

0.44%

9.05%

6.65%

--

9.24%

2.52%

9.32%

05/31/2023

CORE FUNDS

Explore Your Investment Options - shows details. Click to open.

Core funds are designed to constitute the essential elements of your overall investment portfolio. Different fund companies define core funds differently, but typically these funds include several types of investments that are suitable for most investors, making it easier to get the investment exposure they want without buying a huge number of individual stocks, funds, or other securities.

You may choose from a range of fund choices that reflect different styles and goals.

Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. 1,2,3,4.

You may lose money by investing in a money market fund. Not all money market funds operate the same way and depending on the fund, you may be subject to certain operating policies and risks not applicable to other money market funds. Please click on the name of the fund below for risks specific to that fund.

INVESTMENTS ASSET CLASS CATEGORY AVERAGE ANNUAL TOTAL RETURNS CUMULATIVE RETURNS

1 Yr

3 Yr

5 Yr

10 Yr

Life

3 Mon

YTD

As of Date

NYL GUAR INT ACCOUNT

 

Bond Investments

N/A

--

--

--

--

--

--

--

--

TIAA TRAD ANNUITY

Inception Date 06/01/2006

Bond Investments

N/A

To view more information about this investment option, visit TIAA.

--

--

--

--

--

--

METWEST TOT RTN BD P

Inception Date 03/31/1997

Bond Investments

Income

-2.94%

-3.52%

0.97%

1.54%

5.14%

2.20%

2.65%

05/31/2023

VANG TOT BD MKT INST

Inception Date 12/11/1986

Bond Investments

Income

-2.00%

-3.66%

0.87%

1.36%

5.19%

2.03%

1.93%

05/31/2023

CREF STOCK ACCT R3

Inception Date 04/24/2015

Stock Investments

N/A

--

--

--

--

--

--

--

--

TIAA REAL ESTATE

Inception Date 10/02/1995

Stock Investments

N/A

--

--

--

--

--

--

--

--

FID CONTRAFUND K6

Inception Date 05/25/2017

Stock Investments

Large Cap

7.98%

9.83%

10.33%

--

12.38%

11.13%

18.70%

05/31/2023

MFS VALUE R6

Inception Date 01/02/1996

Stock Investments

Large Cap

-3.51%

10.54%

7.69%

9.07%

9.75%

-2.62%

-0.41%

05/31/2023

VANG FTSE SOC IDX IS

Inception Date 01/14/2003

Stock Investments

Large Cap

4.13%

11.98%

11.14%

12.48%

6.09%

7.51%

15.12%

05/31/2023

VANG INST INDEX PLUS

Inception Date 07/31/1990

Stock Investments

Large Cap

2.90%

12.90%

11.00%

11.98%

10.04%

5.74%

11.97%

05/31/2023

JPM MID CAP VALUE R6

Inception Date 11/13/1997

Stock Investments

Mid-Cap

-8.56%

13.04%

5.49%

7.95%

11.11%

-7.86%

-0.55%

05/31/2023

MM MID CAP GRTH I

Inception Date 05/31/2000

Stock Investments

Mid-Cap

1.12%

6.08%

7.27%

10.74%

9.17%

-0.86%

8.30%

05/31/2023

VANG EXT MKT IDX INS

Inception Date 12/21/1987

Stock Investments

Mid-Cap

-3.47%

7.83%

4.65%

8.37%

10.18%

-4.55%

10.16%

05/31/2023

VANG EXPLORER ADM

Inception Date 12/11/1967

Stock Investments

Small Cap

-0.36%

8.89%

7.16%

10.14%

9.31%

-4.45%

9.39%

05/31/2023

VANG SMCPVL IDX ADM

Inception Date 05/21/1998

Stock Investments

Small Cap

-7.44%

15.34%

4.40%

8.16%

8.03%

-9.76%

3.73%

05/31/2023

FID DIVERSFD INTL K6

Inception Date 05/25/2017

Stock Investments

International

3.25%

6.73%

4.79%

--

5.16%

3.64%

11.08%

05/31/2023

VANG TOT INTL STK IS

Inception Date 04/29/1996

Stock Investments

International

-1.34%

7.50%

2.41%

4.22%

4.51%

0.88%

7.66%

05/31/2023

PIF REAL EST SEC R6

Inception Date 12/06/2000

Stock Investments

Specialty

-12.54%

6.31%

5.58%

6.91%

9.83%

-5.04%

4.80%

05/31/2023

VANG VMMR-FED MMKT

Inception Date 07/13/1981

7 day yield % as of 05/31/2023: 5.04 **

Short-Term Investments

N/A

3.43%

1.17%

1.45%

0.90%

3.88%

1.21%

2.03%

05/31/2023

SELF-DIRECTED BROKERAGE ACCOUNT

Explore Your Investment Options - shows details. Click to open.

When and Why:

Are you interested in investing in options beyond what your plan offers?

A self-directed brokerage account allows you to make investments outside of your workplace retirement savings plan.

For more information or to open a self-directed brokerage account, first enroll in your Fidelity workplace retirement savings plan. Then visit Fidelity BrokerageLink® Central to review additional information, including the commission schedule for applicable fees and risks.

BrokerageLink includes investments beyond those in your plan's lineup. You should compare investments and share classes that are available in your plan's lineup with those available through BrokerageLink, and determine the available share class that is appropriate for your situation. The plan fiduciary neither evaluates nor monitors the investments available through BrokerageLink. It is your responsibility to ensure that the investments you select are suitable for your situation, including your goals, time horizon, and risk tolerance.

Explore Plan Basics

Learn the plan basics - including eligibility - of each retirement savings plan offered by your employer.

Enrollment - shows details. Click to open.

You are eligible to enroll in the plan immediately. Your enrollment becomes effective once you indicate how much you'd like to contribute, also known as the deferral. You will generally begin to see your contributions deducted from your paycheck in the next pay period, or as soon as administratively possible.

When you enroll in the Plan in NetBenefits, you can choose where you want your contributions directed and your retirement provider(s). Review your Investment Options and then select Enroll Now to complete the account opening steps. You have online access virtually 24/7 to make changes to your retirement savings account.

When you enroll, you will be asked to identify your beneficiary or beneficiaries who will inherit your account in the event of your death. You can update this information anytime by logging into NetBenefits.

Pre-Tax Contributions - shows details. Click to open.

Employee contributions are withheld from payroll checks on a pre-tax basis, up to the IRS basic annual limit. The per pay period minimum deferral amount is $5. The contribution amount can be increased, decreased or stopped at any time, with no limit to the number of times a participant can change the contribution amount each year.

Roth After-Tax Contributions - shows details. Click to open.

With Roth contributions, you can make after-tax payroll contributions to your plan and withdraw those contributions tax-free (subject to the terms of the plan). Your earnings may also be withdrawn tax-free if you have a qualified distribution. A qualified distribution, in this case, is one that is taken five tax years after the year of your first Roth contribution and after you have reached age 59˝, become disabled, or died. 

Through automatic payroll contributions, you can contribute as little as $5 and as much as 75% of your eligible pay as designated Roth contributions, up to the annual IRS dollar limits. 

Unlike a Roth IRA, there are no income limits to be eligible for a Roth 403(b) option within an employer-sponsored retirement plan. Generally, a Roth contribution may be beneficial if you expect your tax rate in retirement will be higher than it had been during the years you contributed.

"Catch-Up" Contributions - shows details. Click to open.

If you are age 50 or older, you have the ability to make additional contributions to your plan, up to the current IRS dollar limits. View the limits here: IRS DOLLAR LIMITS

Vesting - shows details. Click to open.

When you are "vested" in your savings, it effectively means the money is yours to keep. You are always 100% vested in all contributions you make to your plan, as well as any earnings on them.

Beneficiaries - shows details. Click to open.

Your beneficiary or beneficiaries will inherit your account in the event of your death. You should consider identifying a beneficiary when you enroll in your plan, and updating the information if you experience a life-changing event such as a marriage, divorce, birth of a child, or death in the family.

If you have an account with Fidelity, login to Fidelity NetBenefits®, go to 'Profile' in the navigation bar at the top of your NetBenefits® page and click on the 'Summary tab' and then 'Beneficiaries'.

If you have an account with TIAA, you can update your beneficiaries online at TIAA.org or call 800-842-2252.

Withdrawals - shows details. Click to open.

You are generally allowed to withdraw money from your plan when you leave your employer, retire or become permanently disabled. Also you may be eligible for a distribution if you have a financial hardship as defined by your plan. Withdrawals may be subject to income taxes and, if they occur prior to you becoming age 59˝, a 10% early withdrawal tax penalty.

For more information, call the Fidelity Retirement Services Center at 1-800-343-0860.

If you have an account with TIAA, you can call 800-842-2252.

Loans - shows details. Click to open.

Although your plan account is intended for the future, you may borrow from your account for any reason. Generally, plan rules allow you to borrow up to 50% of your vested account balance.

The minimum loan amount is $1,000, and a loan must not exceed $50,000.

Please contact your investment service provider directly for more information on taking a loan from your Plan.

Fidelity: Call 800-343-0860 or log in to your account by entering your username and password at the top of this website.

TIAA: Call 800-842-2252 or log in to your account by selecting TIAA in the drop down box at the top of the page under Your Account and follow the prompts to the TIAA website.

Other Retirement Accounts - shows details. Click to open.

If you have retirement savings in another employer's plan or in an IRA, consolidating accounts may help make it easier to manage your savings but there are several options. Be sure to consider all your available options and the applicable fees and features of each before moving your retirement assets.

If you're not sure about the best option for you, talk to a Fidelity or TIAA representative today. They can explain each option in greater detail so you can make the best choice for your specific needs.

Fidelity: Call 800-343-0860 or log in to your account by entering your username and password at the top of this website.

TIAA: Call 800-842-2252 or log in to your account by selecting TIAA in the drop down box at the top of the page under Your Account and follow the prompts to the TIAA website.

Account access - shows details. Click to open.

Online, on the phone, or in person, you have access to your account the way you want it. Log in to NetBenefits® virtually 24/7 or call Fidelity at 800-343-0860 to speak with a representative or use the automated voice response system.

TIAA: Call 800-842-2252 or log in to your account by selecting TIAA in the drop down box at the top of the page under Your Account and follow the prompts to the TIAA website.

Confidential Consultations - shows details. Click to open.

Now is a great time to schedule an appointment to discuss your goals for retirement.

For confidential consultations with Fidelity, call 800-343-0860 or go online.

For confidential consultations with TIAA, call 800-732-8353 or go online.

Make Updates to My Account

Change My Contributions

A little extra saved today could make a big difference in retirement. Login now.

Change My Investments

Update my fund choices or provider to help meet my financial goals. Login now.

Get Help with My Finances

It's complimentary, thanks to your employer. Talk with a financial professional to get help with your financial goals.

Next Steps

Call

Call Us

It's okay to have questions. Let us help you understand your workplace savings plan options before enrolling.

Fidelity 800-343-0860
TIAA 800-842-2252


The providers above are independent entities and are not legally affiliated.

Meet

Meet with Us

Meeting with a licensed financial professional can help you feel better about your finances - offered by your employer at no additional cost to you.

Meet with Fidelity

Meet with TIAA

Before investing, consider the investment objectives, risks, charges and expenses of the fund or annuity and its investment options. Call or write to Fidelity or visit Fidelity.com for a free prospectus and, if available, summary prospectus containing this information. Read it carefully.

** The current yield of the money market mutual fund listed above reflects the current earnings of the fund, while the total return refers to a specific past holding period.

*** The yield without applicable waivers or reimbursements, whenever Fidelity is subsidizing all or a portion of the fund's expenses as of the current reporting period. Absent such waivers or reimbursements, the returns would have been lower. Waivers and/or reimbursements may be discontinued any time.

Investing involves risk, including risk of loss.

Footnotes 1, 2, 3 and 4 below pertain to the performance tables located on the Investment Options tab:

1 Stock markets are volatile and can fluctuate significantly in response to company, industry, political, regulatory, market, or economic developments. Investing in stock involves risks, including the loss of principal.

2Total returns are historical and include change in share price and reinvestment of dividends and capital gains, if any. These figures do not include the effect of sales charges, if any, as these fees are waived for contributions made through your retirement plan. If sales charges were included, returns would have been lower. Life of fund figures are from the inception date to the period shown. For unitized funds, the inception date shown may be that of the fund's underlying investment option. For non-mutual fund pools and trusts whose strategies may be offered to multiple clients, and whose returns may be based on a composite, the inception date shown may be the beginning date of the composite's returns.

3In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so holding them until maturity to avoid losses caused by price volatility is not possible.

4Target Date Funds are an asset mix of stocks, bonds and other investments that automatically becomes more conservative as the fund approaches its target retirement date and beyond. Principal invested is not guaranteed.

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