To view this fund's performance and other information, log in to NetBenefits.
Baylor College of Medicine 401(a) Retirement Plan
This Plan is funded entirely by BCM; there are no employee contributions made to this Plan. BCM contributes a 8% base contribution to the Plan and employees automatically receive the base contribution once eligible. These contributions will be automatically invested in the State Street Target Retirement Funds Class K with Fidelity unless you choose another investment at Fidelity or TIAA.
View your investment options with Enroll Now
Below is a performance summary of all the investments in your plan available through Fidelity. Click on an investment to view quarter-end returns, risks, fees and expenses.
To view a performance summary of all the investments in your plan available through TIAA, click here.
These are products that can offer an easy-to-manage diversified portfolio in a single fund. They may contain many different asset classes, including stocks, bonds, and short-term investments. While different funds are arranged according to different asset allocations, what they all do is provide you with the opportunity to own a diversified portfolio with just one fund.
Depending on your retirement savings plan, there are two options to consider: Target Date Funds which are based on an anticipated retirement date and Target Allocation Funds that are based on a risk tolerance and time horizon.
Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. 1,2,3,4.
INVESTMENTS | ASSET CLASS | CATEGORY | AVERAGE ANNUAL TOTAL RETURNS | CUMULATIVE RETURNS | ||||||
---|---|---|---|---|---|---|---|---|---|---|
1 Yr |
3 Yr |
5 Yr |
10 Yr |
Life |
3 Mon |
YTD |
As of Date |
|||
FID EXTD MKT IDX
Inception Date 11/05/1997 |
Stock Investments |
N/A |
26.69% |
0.97% |
10.10% |
8.99% |
8.49% |
6.98% |
-1.02% |
03/31/2024 |
FID INTL INDEX
Inception Date 11/05/1997 |
Stock Investments |
N/A |
15.25% |
4.96% |
7.49% |
4.94% |
5.25% |
5.79% |
1.09% |
03/31/2024 |
STATE ST TR 2020 K
Inception Date 09/30/2014 |
Blended Investments* |
N/A |
9.66% |
2.22% |
5.68% |
-- |
5.52% |
2.54% |
-0.19% |
03/31/2024 |
STATE ST TR 2025 K
Inception Date 09/30/2014 |
Blended Investments* |
N/A |
11.95% |
2.72% |
6.91% |
-- |
6.54% |
3.50% |
0.17% |
03/31/2024 |
STATE ST TR 2030 K
Inception Date 09/30/2014 |
Blended Investments* |
N/A |
14.15% |
3.10% |
7.80% |
-- |
7.19% |
4.32% |
0.40% |
03/31/2024 |
STATE ST TR 2035 K
Inception Date 09/30/2014 |
Blended Investments* |
N/A |
15.52% |
3.39% |
8.30% |
-- |
7.60% |
4.92% |
0.61% |
03/31/2024 |
STATE ST TR 2040 K
Inception Date 09/30/2014 |
Blended Investments* |
N/A |
16.64% |
3.74% |
8.80% |
-- |
7.93% |
5.42% |
0.89% |
03/31/2024 |
STATE ST TR 2045 K
Inception Date 09/30/2014 |
Blended Investments* |
N/A |
17.72% |
4.00% |
9.19% |
-- |
8.22% |
5.82% |
1.08% |
03/31/2024 |
STATE ST TR 2050 K
Inception Date 09/30/2014 |
Blended Investments* |
N/A |
18.65% |
4.26% |
9.53% |
-- |
8.36% |
6.16% |
1.22% |
03/31/2024 |
STATE ST TR 2055 K
Inception Date 09/30/2014 |
Blended Investments* |
N/A |
18.80% |
4.30% |
9.52% |
-- |
8.37% |
6.22% |
1.19% |
03/31/2024 |
STATE ST TR 2060 K
Inception Date 09/30/2014 |
Blended Investments* |
N/A |
18.78% |
4.29% |
9.56% |
-- |
8.36% |
6.20% |
1.17% |
03/31/2024 |
STATE ST TR INC K
Inception Date 09/30/2014 |
Blended Investments* |
N/A |
9.06% |
2.03% |
4.91% |
-- |
4.46% |
2.36% |
-0.19% |
03/31/2024 |
FID US BOND IDX
Inception Date 03/08/1990 |
Bond Investments |
N/A |
1.66% |
-2.49% |
0.33% |
1.52% |
5.04% |
-0.73% |
-2.90% |
03/31/2024 |
Core funds are designed to constitute the essential elements of your overall investment portfolio. Different fund companies define core funds differently, but typically these funds include several types of investments that are suitable for most investors, making it easier to get the investment exposure they want without buying a huge number of individual stocks, funds, or other securities.
You may choose from a range of fund choices that reflect different styles and goals.
Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. 1,2,3,4.
You may lose money by investing in a money market fund. Not all money market funds operate the same way and depending on the fund, you may be subject to certain operating policies and risks not applicable to other money market funds. Please click on the name of the fund below for risks specific to that fund.
INVESTMENTS | ASSET CLASS | CATEGORY | AVERAGE ANNUAL TOTAL RETURNS | CUMULATIVE RETURNS | |||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 Yr |
3 Yr |
5 Yr |
10 Yr |
Life |
3 Mon |
YTD |
As of Date |
||||||||||
CREF BOND MARKET R2
Inception Date 03/01/1990 |
Bond Investments |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
CREF INF-LNK BOND R2
Inception Date 05/01/1999 |
Bond Investments |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
MIP II CL 1
Inception Date 04/20/1993 7 day yield % as of 03/31/2024: 2.23 ** |
Bond Investments |
N/A |
1.87% |
1.42% |
1.60% |
1.56% |
3.35% |
0.52% |
0.62% |
03/31/2024 |
|||||||
PIM TOTAL RT INST
Inception Date 05/11/1987 |
Bond Investments |
N/A |
3.27% |
-2.24% |
0.75% |
1.80% |
6.23% |
-0.02% |
-2.23% |
03/31/2024 |
|||||||
TIAA TRAD RET AN
|
Bond Investments |
N/A |
To view more information about this investment option, visit TIAA. |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
TIAA TRAD RET CHOICE
|
Bond Investments |
N/A |
To view more information about this investment option, visit TIAA. |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
CREF EQUITY INDEX R2
Inception Date 04/29/1994 |
Stock Investments |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
CREF GLB EQTY ACT R2
Inception Date 05/01/1992 |
Stock Investments |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
CREF GROWTH ACCT R2
Inception Date 04/29/1994 |
Stock Investments |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
CREF SOC CHOICE R2
Inception Date 03/01/1990 |
Stock Investments |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
CREF STOCK ACCT R2
Inception Date 01/31/1973 |
Stock Investments |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
DODGE & COX STOCK I
Inception Date 01/04/1965 |
Stock Investments |
N/A |
25.59% |
10.37% |
13.57% |
11.08% |
11.24% |
8.50% |
3.70% |
03/31/2024 |
|||||||
DODGE&COX INTL STK I
Inception Date 05/01/2001 |
Stock Investments |
N/A |
13.38% |
5.14% |
7.30% |
4.02% |
6.96% |
3.13% |
-0.85% |
03/31/2024 |
|||||||
FID 500 INDEX
Inception Date 02/17/1988 |
Stock Investments |
N/A |
29.87% |
11.48% |
15.04% |
12.95% |
10.90% |
10.55% |
5.72% |
03/31/2024 |
|||||||
FID CONTRAFUND K6
Inception Date 05/25/2017 |
Stock Investments |
N/A |
45.98% |
12.86% |
16.97% |
-- |
16.19% |
17.73% |
14.52% |
03/31/2024 |
|||||||
FID DIVERSFD INTL K6
Inception Date 05/25/2017 |
Stock Investments |
N/A |
16.82% |
3.36% |
9.02% |
-- |
6.88% |
8.18% |
3.46% |
03/31/2024 |
|||||||
FID GROWTH CO K6
Inception Date 06/13/2019 |
Stock Investments |
N/A |
47.36% |
10.98% |
-- |
-- |
23.15% |
16.53% |
10.69% |
03/31/2024 |
|||||||
FID MID CAP STOCK K6
Inception Date 06/13/2019 |
Stock Investments |
N/A |
19.73% |
8.56% |
-- |
-- |
12.54% |
9.02% |
1.78% |
03/31/2024 |
|||||||
LKCM SM CAP EQ INST
Inception Date 07/14/1994 |
Stock Investments |
N/A |
24.61% |
3.09% |
11.42% |
8.23% |
10.54% |
9.11% |
1.74% |
03/31/2024 |
|||||||
LZRD EMRG MKTS EQ IS
Inception Date 07/15/1994 |
Stock Investments |
N/A |
16.21% |
2.33% |
4.30% |
2.57% |
6.08% |
2.45% |
-0.47% |
03/31/2024 |
|||||||
PIF GLB RL EST IS
Inception Date 10/01/2007 |
Stock Investments |
N/A |
6.95% |
-1.93% |
0.50% |
4.06% |
3.25% |
-1.72% |
-8.93% |
03/31/2024 |
|||||||
TIAA REAL ESTATE
Inception Date 10/02/1995 |
Stock Investments |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
VAN EM MKT ST IDX IS
Inception Date 05/04/1994 |
Stock Investments |
N/A |
7.43% |
-3.73% |
2.86% |
3.24% |
5.85% |
1.90% |
0.09% |
03/31/2024 |
|||||||
FID BALANCED K
Inception Date 11/06/1986 |
Blended Investments* |
N/A |
21.25% |
6.55% |
11.73% |
9.67% |
9.55% |
7.17% |
3.57% |
03/31/2024 |
|||||||
STATE ST TR 2065 K
Inception Date 03/30/2020 |
Blended Investments* |
N/A |
18.73% |
4.31% |
-- |
-- |
13.94% |
6.23% |
1.22% |
03/31/2024 |
|||||||
VANG BAL INDEX INST
Inception Date 11/09/1992 |
Blended Investments* |
N/A |
17.75% |
4.86% |
8.84% |
8.12% |
8.31% |
5.72% |
1.78% |
03/31/2024 |
|||||||
CREF MONEY MKT R2
Inception Date 04/01/1988 7 day yield % as of 03/28/2024: 0.05 ** |
Short-Term Investments |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
FIMM GOVT INST
Inception Date 07/25/1985 7 day yield % as of 03/31/2024: 5.25 ** 7 day restated yield % as of 03/31/2024: 5.20 *** |
Short-Term Investments |
N/A |
5.30% |
2.62% |
1.95% |
1.32% |
3.35% |
1.31% |
1.56% |
03/31/2024 |
Learn the plan basics - including eligibility - of each retirement savings plan offered by your employer.
No action is required. Baylor College of Medicine automatically enrolls eligible employees in the 401(a) Retirement Plan beginning at age 18 and at the completion of 1 hour of service.
Once you become a plan participant, Baylor College of Medicine makes a contribution to your 401(a) Retirement Plan account for each Plan Year for as long as you are an eligible and active participant.
The annual contribution amount is determined by the following formula:
8% up to and including an annually determined limit set by Federal law.
When you are "vested" in your savings, it effectively means the money is yours to keep. You become vested in the College's contributions to your 401(a) Retirement Plan after 3 years of service.
Your beneficiary or beneficiaries will inherit your account in the event of your death. You should consider identifying a beneficiary when you enroll in your plan, and updating the information if you experience a life-changing event such as a marriage, divorce, birth of a child, or death in the family.
Beneficiary forms can be downloaded from the Baylor intranet site. Click on HR, then Documents & Forms, then Benefits. The beneficiary form should be returned to Human Resources - Benefits Office.
Online, on the phone, or in person, you have access to your account the way you want it. Log in online to NetBenefits® virtually 24/7 or call Fidelity at 1-800-343-0860 to speak with a representative or use the automated voice response system.
TIAA: Call 800-842-2252 or log in to your account by selecting TIAA in the drop down box at the top of the page under Your Account and follow the prompts to the TIAA website.
A little extra saved today could make a big difference in retirement. Login now.
Update my fund choices or provider to help meet my financial goals. Login now.
It's complimentary, thanks to your employer. Talk with a financial professional to get help with your financial goals.
Get quick answers or help enrolling.
Fidelity | 800-343-0860 |
TIAA | 800-842-2776 |
The providers above are independent entities and are not legally affiliated.
Schedule time with a financial professional to get help with your financial goals.
Before investing, consider the investment objectives, risks, charges and expenses of the fund or annuity and its investment options. Call or write to Fidelity or visit Fidelity.com for a free prospectus and, if available, summary prospectus containing this information. Read it carefully.
** The current yield of the money market mutual fund listed above reflects the current earnings of the fund, while the total return refers to a specific past holding period.
*** The yield without applicable waivers or reimbursements, whenever Fidelity is subsidizing all or a portion of the fund's expenses as of the current reporting period. Absent such waivers or reimbursements, the returns would have been lower. Waivers and/or reimbursements may be discontinued any time.
Investing involves risk, including risk of loss.
Footnotes 1, 2, 3 and 4 below pertain to the performance tables located on the Investment Options tab:
1 Stock markets are volatile and can fluctuate significantly in response to company, industry, political, regulatory, market, or economic developments. Investing in stock involves risks, including the loss of principal.
2Total returns are historical and include change in share price and reinvestment of dividends and capital gains, if any. These figures do not include the effect of sales charges, if any, as these fees are waived for contributions made through your retirement plan. If sales charges were included, returns would have been lower. Life of fund figures are from the inception date to the period shown. For unitized funds, the inception date shown may be that of the fund's underlying investment option. For non-mutual fund pools and trusts whose strategies may be offered to multiple clients, and whose returns may be based on a composite, the inception date shown may be the beginning date of the composite's returns.
3In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so holding them until maturity to avoid losses caused by price volatility is not possible.
4Target Date Funds are an asset mix of stocks, bonds and other investments that automatically becomes more conservative as the fund approaches its target retirement date and beyond. Principal invested is not guaranteed.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917