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California State University 403(b) Supplemental Retirement Plan
A 403(b) plan allows eligible employees to save on a tax-deferred basis through salary deduction.
Choose from the tiers of investments below. Tiers are distinct categories designed to simplify your investment choices. At any time, you may use investments from any and all tiers.
When and Why:
Depending on your plan, there are two options to consider: Target Date Funds which are based on an anticipated retirement date and Target Allocation Funds that are based on a risk tolerance and time horizon.
Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. 1,2,3,4.
| INVESTMENTS | ASSET CLASS | CATEGORY | AVERAGE ANNUAL TOTAL RETURNS | CUMULATIVE RETURNS | ||||||
|---|---|---|---|---|---|---|---|---|---|---|
1 Yr |
3 Yr |
5 Yr |
10 Yr |
Life |
3 Mon |
YTD |
As of Date |
|||
|
VANG INST INDEX PLUS
Inception Date 07/31/1990 |
Stock Investments |
Large Cap |
-7.71% |
12.14% |
9.81% |
12.24% |
9.94% |
-2.29% |
3.85% |
02/28/2023 |
|
VANG TARGET RET 2020
Inception Date 06/07/2006 |
Blended Investments* |
N/A |
-8.02% |
3.10% |
3.68% |
5.71% |
5.60% |
-0.45% |
3.39% |
02/28/2023 |
|
VANG TARGET RET 2025
Inception Date 10/27/2003 |
Blended Investments* |
N/A |
-8.32% |
3.94% |
4.11% |
6.31% |
6.22% |
-0.45% |
3.42% |
02/28/2023 |
|
VANG TARGET RET 2030
Inception Date 06/07/2006 |
Blended Investments* |
N/A |
-8.42% |
4.84% |
4.49% |
6.86% |
6.15% |
-0.44% |
3.47% |
02/28/2023 |
|
VANG TARGET RET 2035
Inception Date 10/27/2003 |
Blended Investments* |
N/A |
-8.29% |
5.81% |
4.92% |
7.42% |
6.95% |
-0.46% |
3.46% |
02/28/2023 |
|
VANG TARGET RET 2040
Inception Date 06/07/2006 |
Blended Investments* |
N/A |
-8.15% |
6.81% |
5.33% |
7.91% |
6.74% |
-0.37% |
3.41% |
02/28/2023 |
|
VANG TARGET RET 2045
Inception Date 10/27/2003 |
Blended Investments* |
N/A |
-8.02% |
7.82% |
5.77% |
8.22% |
7.54% |
-0.38% |
3.42% |
02/28/2023 |
|
VANG TARGET RET 2050
Inception Date 06/07/2006 |
Blended Investments* |
N/A |
-7.93% |
7.93% |
5.84% |
8.25% |
6.97% |
-0.36% |
3.36% |
02/28/2023 |
|
VANG TARGET RET 2055
Inception Date 08/18/2010 |
Blended Investments* |
N/A |
-7.90% |
7.92% |
5.83% |
8.24% |
9.18% |
-0.33% |
3.37% |
02/28/2023 |
|
VANG TARGET RET 2060
Inception Date 01/19/2012 |
Blended Investments* |
N/A |
-7.88% |
7.92% |
5.83% |
8.24% |
8.83% |
-0.33% |
3.40% |
02/28/2023 |
|
VANG TARGET RET 2065
Inception Date 07/12/2017 |
Blended Investments* |
N/A |
-7.88% |
7.90% |
5.81% |
-- |
6.95% |
-0.35% |
3.38% |
02/28/2023 |
|
VANG TARGET RET 2070
Inception Date 06/28/2022 |
Blended Investments* |
N/A |
-- |
-- |
-- |
-- |
4.96% |
-0.33% |
3.35% |
02/28/2023 |
|
VANG TARGET RET INC
Inception Date 10/27/2003 |
Blended Investments* |
N/A |
-7.74% |
1.16% |
2.76% |
3.64% |
4.62% |
-0.46% |
3.35% |
02/28/2023 |
NYL GUAR INT ACCOUNT
|
Bond Investments |
Stable Value |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|
VG TL INTL BD IDX IS
Inception Date 05/31/2013 |
Bond Investments |
Income |
-9.34% |
-4.24% |
0.07% |
-- |
1.74% |
-1.73% |
3.99% |
02/28/2023 |
When and Why:
Investors may choose from a range of fund choices that reflect different styles and goals.
Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. 1,2,3,4.
You may lose money by investing in a money market fund. Not all money market funds operate the same way and depending on the fund, you may be subject to certain operating policies and risks not applicable to other money market funds. Please click on the name of the fund below for risks specific to that fund.
| INVESTMENTS | ASSET CLASS | CATEGORY | AVERAGE ANNUAL TOTAL RETURNS | CUMULATIVE RETURNS | ||||||
|---|---|---|---|---|---|---|---|---|---|---|
1 Yr |
3 Yr |
5 Yr |
10 Yr |
Life |
3 Mon |
YTD |
As of Date |
|||
|
TRP LARGE-CAP GRTH I
Inception Date 10/31/2001 |
Stock Investments |
Large Cap |
-19.91% |
7.20% |
7.85% |
13.92% |
10.10% |
-2.19% |
11.13% |
02/28/2023 |
|
TRP LARGE-CAP VAL I
Inception Date 03/31/2000 |
Stock Investments |
Large Cap |
-2.98% |
12.79% |
7.54% |
10.27% |
8.26% |
-2.69% |
-5.23% |
02/28/2023 |
|
VANG EXT MKT IDX INS
Inception Date 12/21/1987 |
Stock Investments |
Mid-Cap |
-10.84% |
9.21% |
6.83% |
9.75% |
10.40% |
1.87% |
0.96% |
02/28/2023 |
|
WM BLAIR SMIDCP GR I
Inception Date 12/29/2003 |
Stock Investments |
Mid-Cap |
-7.04% |
7.92% |
8.08% |
12.02% |
10.31% |
2.52% |
0.96% |
02/28/2023 |
|
DFA US TARGET VALUE
Inception Date 02/23/2000 |
Stock Investments |
Small Cap |
3.83% |
21.13% |
9.33% |
10.43% |
11.07% |
1.75% |
-2.81% |
02/28/2023 |
|
CAUSEWAY INTL VAL IS
Inception Date 10/26/2001 |
Stock Investments |
International |
5.44% |
11.03% |
3.68% |
5.14% |
6.88% |
10.19% |
8.91% |
02/28/2023 |
|
DODGE & COX GLB SK X
Inception Date 05/01/2008 |
Stock Investments |
International |
-0.89% |
12.95% |
6.43% |
9.35% |
6.38% |
1.93% |
0.32% |
02/28/2023 |
|
HRDG LVNR INTL EQ IS
Inception Date 05/11/1994 |
Stock Investments |
International |
-6.47% |
6.03% |
3.09% |
5.76% |
5.98% |
1.34% |
3.80% |
02/28/2023 |
|
HTFD SCHR EMG MK SDR
Inception Date 03/31/2006 |
Stock Investments |
International |
-16.05% |
0.62% |
-1.23% |
2.17% |
4.28% |
-0.54% |
2.40% |
02/28/2023 |
|
VANG TOT INTL STK IS
Inception Date 04/29/1996 |
Stock Investments |
International |
-7.40% |
5.40% |
1.87% |
4.27% |
4.52% |
1.67% |
3.16% |
02/28/2023 |
|
C&S INST REALTY SHS
Inception Date 02/14/2000 |
Stock Investments |
Specialty |
-10.88% |
4.96% |
9.02% |
7.92% |
10.81% |
-1.14% |
-2.80% |
02/28/2023 |
|
BLKRK TOT RETURN K
Inception Date 12/07/2001 |
Bond Investments |
Income |
-9.60% |
-3.06% |
0.86% |
1.81% |
3.66% |
0.76% |
4.18% |
02/28/2023 |
|
DFA INF PRT SEC PORT
Inception Date 09/18/2006 |
Bond Investments |
Income |
-10.66% |
0.25% |
2.62% |
1.15% |
3.59% |
-0.61% |
3.51% |
02/28/2023 |
|
VANG TOT BD MKT INST
Inception Date 12/11/1986 |
Bond Investments |
Income |
-9.70% |
-3.77% |
0.55% |
1.09% |
5.17% |
-0.03% |
3.65% |
02/28/2023 |
|
VANG VMMR-FED MMKT
Inception Date 07/13/1981 7 day yield % as of 02/28/2023: 4.52 ** |
Short-Term Investments |
N/A |
2.27% |
0.82% |
1.28% |
0.78% |
3.88% |
1.05% |
1.04% |
02/28/2023 |
A managed account is designed for people who prefer to have Fidelity manage their money for them, so they can focus on other aspects of their life.
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For more information or to open a self-directed brokerage account, first enroll in your Fidelity workplace retirement savings plan. Then visit Fidelity BrokerageLink® Central to review additional information, including the commission schedule for applicable fees and risks.
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** The current yield of the money market mutual fund listed above reflects the current earnings of the fund, while the total return refers to a specific past holding period.
*** The yield without applicable waivers or reimbursements, whenever Fidelity is subsidizing all or a portion of the fund's expenses as of the current reporting period. Absent such waivers or reimbursements, the returns would have been lower. Waivers and/or reimbursements may be discontinued any time.
Investing involves risk, including risk of loss.
Footnotes 1, 2, 3 and 4 below pertain to the performance tables located on the Investment Options tab:
1 Stock markets are volatile and can fluctuate significantly in response to company, industry, political, regulatory, market, or economic developments. Investing in stock involves risks, including the loss of principal.
2 Total returns are historical and include change in share price and reinvestment of dividends and capital gains, if any. These figures do not include the effect of sales charges, if any, as these fees are waived for contributions made through your retirement plan. If sales charges were included, returns would have been lower. Life of fund figures are from the inception date to the period shown. For unitized funds, the inception date shown may be that of the fund's underlying investment option. For non-mutual fund pools and trusts whose strategies may be offered to multiple clients, and whose returns may be based on a composite, the inception date shown may be the beginning date of the composite's returns.
3In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so holding them until maturity to avoid losses caused by price volatility is not possible.
4Target Date Funds are an asset mix of stocks, bonds and other investments that automatically becomes more conservative as the fund approaches its target retirement date and beyond. Principal invested is not guaranteed.
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