To view this fund's performance and other information, log in to NetBenefits.
Dartmouth College Supplemental Retirement Account
The Supplemental Retirement Account (SRA) allows eligible employees to save on a tax-deferred basis through salary reduction and, depending on the date of hire, may also be eligible for matching contributions from Dartmouth.
Below is a performance summary of all the investments in your plan available through Fidelity. Click on an investment to view quarter-end returns, risks, fees and expenses.
To view a performance summary of all the investments in your plan available through TIAA, click here.
These are products that can offer an easy-to-manage diversified portfolio in a single fund. They may contain many different asset classes, including stocks, bonds, and short-term investments. While different funds are arranged according to different asset allocations, what they all do is provide you with the opportunity to own a diversified portfolio with just one fund.
Depending on your retirement savings plan, there are two options to consider: Target Date Funds which are based on an anticipated retirement date and Target Allocation Funds that are based on a risk tolerance and time horizon.
Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. 1,2,3,4.
INVESTMENTS | ASSET CLASS | CATEGORY | AVERAGE ANNUAL TOTAL RETURNS | CUMULATIVE RETURNS | ||||||
---|---|---|---|---|---|---|---|---|---|---|
1 Yr |
3 Yr |
5 Yr |
10 Yr |
Life |
3 Mon |
YTD |
As of Date |
|||
VANG TARGET RET 2020
Inception Date 06/07/2006 |
Blended Investments* |
N/A |
9.73% |
1.32% |
5.51% |
5.68% |
6.06% |
5.64% |
7.70% |
07/31/2024 |
VANG TARGET RET 2025
Inception Date 10/27/2003 |
Blended Investments* |
N/A |
11.16% |
1.96% |
6.51% |
6.40% |
6.71% |
6.36% |
9.30% |
07/31/2024 |
VANG TARGET RET 2030
Inception Date 06/07/2006 |
Blended Investments* |
N/A |
12.22% |
2.55% |
7.36% |
6.97% |
6.82% |
6.81% |
10.43% |
07/31/2024 |
VANG TARGET RET 2035
Inception Date 10/27/2003 |
Blended Investments* |
N/A |
13.09% |
3.17% |
8.20% |
7.54% |
7.57% |
7.18% |
11.44% |
07/31/2024 |
VANG TARGET RET 2040
Inception Date 06/07/2006 |
Blended Investments* |
N/A |
13.97% |
3.76% |
9.02% |
8.07% |
7.55% |
7.45% |
12.32% |
07/31/2024 |
VANG TARGET RET 2045
Inception Date 10/27/2003 |
Blended Investments* |
N/A |
14.78% |
4.33% |
9.85% |
8.54% |
8.28% |
7.73% |
13.20% |
07/31/2024 |
VANG TARGET RET 2050
Inception Date 06/07/2006 |
Blended Investments* |
N/A |
15.37% |
4.71% |
10.13% |
8.68% |
7.91% |
7.96% |
13.88% |
07/31/2024 |
VANG TARGET RET 2055
Inception Date 08/18/2010 |
Blended Investments* |
N/A |
15.35% |
4.72% |
10.12% |
8.66% |
10.20% |
7.97% |
13.89% |
07/31/2024 |
VANG TARGET RET 2060
Inception Date 01/19/2012 |
Blended Investments* |
N/A |
15.39% |
4.72% |
10.13% |
8.66% |
10.00% |
7.97% |
13.90% |
07/31/2024 |
VANG TARGET RET 2065
Inception Date 07/12/2017 |
Blended Investments* |
N/A |
15.40% |
4.75% |
10.11% |
-- |
9.39% |
7.99% |
13.92% |
07/31/2024 |
VANG TARGET RET 2070
Inception Date 06/28/2022 |
Blended Investments* |
N/A |
15.38% |
-- |
-- |
-- |
15.57% |
7.93% |
13.88% |
07/31/2024 |
VANG TARGET RET INC
Inception Date 10/27/2003 |
Blended Investments* |
N/A |
8.81% |
0.79% |
4.06% |
4.22% |
4.98% |
5.26% |
6.58% |
07/31/2024 |
Core funds are designed to constitute the essential elements of your overall investment portfolio. Different fund companies define core funds differently, but typically these funds include several types of investments that are suitable for most investors, making it easier to get the investment exposure they want without buying a huge number of individual stocks, funds.
You may choose from a range of fund choices that reflect different styles and goals.
Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. 1,2,3,4.
You may lose money by investing in a money market fund. Not all money market funds operate the same way and depending on the fund, you may be subject to certain operating policies and risks not applicable to other money market funds. Please click on the name of the fund below for risks specific to that fund.
INVESTMENTS | ASSET CLASS | CATEGORY | AVERAGE ANNUAL TOTAL RETURNS | CUMULATIVE RETURNS | |||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 Yr |
3 Yr |
5 Yr |
10 Yr |
Life |
3 Mon |
YTD |
As of Date |
||||||||||
TIAA TRADITIONAL
|
Bond Investments |
N/A |
To view more information about this investment option, visit TIAA. |
-- |
-- |
-- |
-- |
-- |
-- |
|
|||||||
|
Blended Investments* |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
Inception Date 04/24/2015 |
Stock Investments |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
Inception Date 10/02/1995 |
Stock Investments |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
7 day yield % as of 05/21/2024: 0.05 ** |
Short-Term Investments |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
VANG FTSE SOC IDX IS
Inception Date 01/14/2003 |
Stock Investments |
Large Cap |
22.83% |
8.07% |
14.94% |
13.62% |
7.12% |
10.45% |
18.98% |
07/31/2024 |
|||||||
VANG SM VAL IDX INST
Inception Date 05/21/1998 |
Stock Investments |
Small Cap |
16.15% |
7.37% |
10.82% |
9.31% |
8.95% |
10.48% |
11.47% |
07/31/2024 |
|||||||
VANG INFL PROT INST
Inception Date 06/29/2000 |
Bond Investments |
Income |
4.51% |
-1.62% |
2.31% |
2.04% |
4.60% |
4.36% |
3.49% |
07/31/2024 |
|||||||
VANG GRTH INDEX INST
Inception Date 11/02/1992 |
Stock Investments |
Large Cap |
26.31% |
8.11% |
17.85% |
15.33% |
11.15% |
11.49% |
21.14% |
07/31/2024 |
|||||||
VANG VAL INDEX INST
Inception Date 11/02/1992 |
Stock Investments |
Large Cap |
17.30% |
9.31% |
11.36% |
10.54% |
9.89% |
8.04% |
17.14% |
07/31/2024 |
|||||||
VANGUARD INST INDEX
Inception Date 07/31/1990 |
Stock Investments |
Large Cap |
22.11% |
9.56% |
14.96% |
13.12% |
10.62% |
10.04% |
19.50% |
07/31/2024 |
|||||||
VANG EXT MKT IDX INS
Inception Date 12/21/1987 |
Stock Investments |
Mid-Cap |
15.27% |
-0.08% |
9.67% |
9.41% |
10.68% |
9.64% |
9.97% |
07/31/2024 |
|||||||
VANG SM GR IDX INST
Inception Date 05/21/1998 |
Stock Investments |
Small Cap |
9.94% |
-2.40% |
7.24% |
8.88% |
8.76% |
8.27% |
8.48% |
07/31/2024 |
|||||||
VANG TOT INTL STK IS
Inception Date 04/29/1996 |
Stock Investments |
International |
9.83% |
1.73% |
6.77% |
4.50% |
4.97% |
5.97% |
10.75% |
07/31/2024 |
|||||||
VANG TOT BD MKT INST
Inception Date 12/11/1986 |
Bond Investments |
Income |
5.21% |
-2.64% |
0.23% |
1.60% |
5.16% |
5.05% |
3.06% |
07/31/2024 |
|||||||
VANG VMMR-FED MMKT
Inception Date 07/13/1981 7 day yield % as of 07/31/2024: 5.29 ** |
Short-Term Investments |
N/A |
5.42% |
3.25% |
2.19% |
1.52% |
3.92% |
1.34% |
3.55% |
07/31/2024 |
|||||||
MFS VALUE R6
Inception Date 01/02/1996 |
Stock Investments |
Large Cap |
15.93% |
6.91% |
10.00% |
9.74% |
10.23% |
7.15% |
15.84% |
07/31/2024 |
|||||||
TRP INST LGCP CORE
Inception Date 09/30/2003 |
Stock Investments |
Large Cap |
31.00% |
4.69% |
13.63% |
14.50% |
11.64% |
11.45% |
24.96% |
07/31/2024 |
|||||||
AF EUROPAC GROWTH R6
Inception Date 04/16/1984 |
Stock Investments |
International |
8.96% |
-1.58% |
6.48% |
5.59% |
10.05% |
3.74% |
11.81% |
07/31/2024 |
|||||||
BTW BALANCED
Inception Date 06/18/1999 |
Blended Investments* |
N/A |
7.81% |
2.41% |
7.12% |
7.79% |
5.96% |
5.66% |
7.29% |
07/31/2024 |
|||||||
PGIM TOTAL RTN BD R6
Inception Date 01/10/1995 |
Bond Investments |
Income |
7.04% |
-2.26% |
0.69% |
2.45% |
5.16% |
5.15% |
4.31% |
07/31/2024 |
Learn the plan basics - including eligibility - of each retirement savings plan offered by your employer.
Your participation begins on your first day of work as an eligible regular employee. If you are not eligible on your first day of work, your participation will begin when you meet all the eligibility requirements.
Enrolling in the Plans is easy!
Step 1: Click Enroll Now at the top of this page and follow the steps to set up your Username and Password.
Step 2: Elect the percentage/dollar amount you would like to contribute to the SRA plan.
Step 3: Select your Retirement Service Provider - Fidelity Investments or TIAA. You can elect to have all of your contributions directed to one provider, or a combination of both.
Step 4: Choose your investment options through your chosen service provider. Investment choices for Fidelity accounts can be made during the enrollment process. For TIAA accounts, investment elections must be made through TIAA. You will receive a prompt to go to the TIAA website at the end of the enrollment process if you have chosen TIAA as a provider.
Step 5: Be sure to designate your beneficiaries with each of your chosen service provider(s).
Decide how much of your salary you'd like to save in your SRA Plan account. For help, use our calculator to determine the maximum amount of your salary you can contribute. Contribution calculators can be located under Tools & Resources.
You may elect to contribute a percentage of pay or a dollar amount. The election must be expressed in whole percentages or whole dollar amounts. The minimum amount you can contribute is $200 per year; the maximum is up to 94 percent of your compensation not to exceed the annual IRS Contribution Limit. All contributions are withheld from each paycheck.
You can choose 100% of your contributions to one provider or split your contributions between providers. For example, you can elect to direct 50% to Fidelity and the other 50% to TIAA. Or you can elect any other split you prefer as long as the total equals 100%.
View the limits here: IRS DOLLAR LIMITS
Please Note: Benefits-eligible employees hired on or after 7/1/09, who contribute to an SRA, will also receive an employer match to their 401(a) Defined Contribution Plan (3 year vesting applies). Dartmouth will match voluntary contributions during the first six years of benefits-eligible employment, up to a lifetime maximum of $3,000.
With Roth contributions, you can make after-tax payroll contributions to your plan and withdraw those contributions tax-free (subject to the terms of the plan). Your earnings may also be withdrawn tax-free if you have a qualified distribution. A qualified distribution, in this case, is one that is taken five tax years after the year of your first Roth contribution and after you have reached age 59˝, become disabled, or died. You may elect to contribute a percentage of pay or a dollar amount. The election must be expressed in whole percentages or whole dollar amounts. The minimum amount you can contribute is $200 per year; the maximum is up to 94 percent of your compensation not to exceed the annual IRS Contribution Limit. All contributions are withheld from each paycheck.
You can choose 100% of your contributions to one provider or split your contributions between providers. For example, you can elect to direct 50% to Fidelity and the other 50% to TIAA. Or you can elect any other split you prefer as long as the total equals 100%.
Unlike a Roth IRA, there are no income limits to be eligible for a Roth option within an employer-sponsored retirement plan. Generally, a Roth contribution may be beneficial if you expect your tax rate in retirement will be higher than it had been during the years you contributed.
You are always 100% vested in all contributions you make to your plan, as well as any earnings on them.
If you have not already selected your beneficiaries, or if you have experienced a life-changing event, such as a marriage, a divorce, the birth of a child, or a death in the family, it's time to consider your beneficiary designations. You should designate and update your beneficiary directly with your service provider, Fidelity and/or TIAA.
If you have an account with Fidelity, login to Fidelity NetBenefits®, go to 'Profile' in the navigation bar at the top of your NetBenefits® page and click on the 'Summary tab' and then 'Beneficiaries'. If you do not have access to the internet or prefer to complete your beneficiary information by paper form, please call the Fidelity Retirement Service Center at 800-343-0860.
If you have an account with TIAA, you can update your beneficiaries online or by calling 800-842-2252. Go to TIAA to log in to your account. You can update your beneficiary from the Actions tab.
Withdrawals from the plan are generally permitted when you terminate your employment, retire, reach age 59˝, become permanently disabled, or have a severe financial hardship, as defined by your plan. Withdrawal transactions are subject to spousal consent.
Call the Fidelity Retirement Service Center at 800-343-0860 for details.
Call TIAA 800-842-2252 for details.
Although your plan account is intended for the future, you may borrow from your account for any reason. The general plan rules are:
Note: If you fail to repay your loan (based on the original terms of the loan), it will be considered in "default" and treated as a distribution, making it subject to income tax and possibly to a 10% early withdrawal tax penalty. Defaulted loans may also impact your eligibility to request additional loans.
Please contact your investment service provider directly for more information about loan fees (if any) and additional information on taking a loan from your plan.
Fidelity: Call 800-343-0860 or log in to your account by entering your username and password at the top of the website.
TIAA: Call 800-842-2252 or log in to your account by selecting TIAA in the drop-down box under Your Account at the top of the website. You can also log in to your TIAA account at TIAA.org/dartmouth.
You are permitted to transfer your SRA assets between Dartmouth's service providers (Fidelity and TIAA) while still employed at Dartmouth.
If you're not sure about the right option for you, talk to a Fidelity or TIAA representative today. They can explain each option in greater detail so you can make the best choice for your specific needs.
Fidelity: Call 800-343-0860 or log in to your account by entering your username and password at the top of the website.
TIAA: Call 800-842-2252 or log in to your account by selecting TIAA in the drop-down box at the top of the page under Your Account. You can also log in to your TIAA account at TIAA.org/dartmouth.
Online, on the phone, or in person, you have access to your account the way you want it.
To access your Fidelity account:
Log on to NetBenefits® virtually 24/7 or call Fidelity at 800-343-0860 to speak with a representative or use the automated voice response system.
To access your TIAA account:
Log in to your TIAA account by clicking the drop-down box at the top of the page under Your Account and change the page from Fidelity to TIAA. You can also contact TIAA directly at TIAA.org/dartmouth or 800-842-2252.
Now is a great time to schedule an appointment to discuss your goals for retirement.
For confidential consultations with Fidelity, call 800-642-7131 or go online to schedule an appointment.
For confidential consultations with TIAA, call 800-732-8353 or go online to schedule an appointment.
A little extra saved today could make a big difference in retirement. Login now.
It's okay to have questions. Let us help you understand your workplace savings plan options before enrolling.
Fidelity | 800-343-0860 |
TIAA | 800-842-2252 |
The providers above are independent entities and are not legally affiliated.
Meeting with a licensed financial professional can help you feel better about your finances - offered by your employer at no additional cost to you.
The providers above are independent entities and are not legally affiliated.
Before investing, consider the investment objectives, risks, charges and expenses of the fund or annuity and its investment options. Call or write to Fidelity or visit Fidelity.com for a free prospectus and, if available, summary prospectus containing this information. Read it carefully.
** The current yield of the money market mutual fund listed above reflects the current earnings of the fund, while the total return refers to a specific past holding period.
*** The yield without applicable waivers or reimbursements, whenever Fidelity is subsidizing all or a portion of the fund's expenses as of the current reporting period. Absent such waivers or reimbursements, the returns would have been lower. Waivers and/or reimbursements may be discontinued any time.
Investing involves risk, including risk of loss.
Footnotes 1, 2, 3 and 4 below pertain to the performance tables located on the Investment Options tab:
1 Stock markets are volatile and can fluctuate significantly in response to company, industry, political, regulatory, market, or economic developments. Investing in stock involves risks, including the loss of principal.
2 Total returns are historical and include change in share price and reinvestment of dividends and capital gains, if any. These figures do not include the effect of sales charges, if any, as these fees are waived for contributions made through your retirement plan. If sales charges were included, returns would have been lower. Life of fund figures are from the inception date to the period shown. For unitized funds, the inception date shown may be that of the fund's underlying investment option. For non-mutual fund pools and trusts whose strategies may be offered to multiple clients, and whose returns may be based on a composite, the inception date shown may be the beginning date of the composite's returns.
3 In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so holding them until maturity to avoid losses caused by price volatility is not possible.
4Target Date Funds are an asset mix of stocks, bonds and other investments that automatically becomes more conservative as the fund approaches its target retirement date and beyond. Principal invested is not guaranteed.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917