Consultations & Workshops

This class offers a quick overview of the tools available on the Fidelity NetBenefits® web site to help you manage your UC Retirement Savings Program investments. When the class is complete, you should be:

• Able to log in and make account transactions, as well as use the available retirement planning tools and resources.

Who should attend? Anyone - actively employed or retired - who is new to Fidelity NetBenefits® or wants to better understand the site's resources.

This class is designed to help you stay informed about the factors affecting recent market performance. After the class, you should be:

• Able to understand current market trends and the most recent quarter's market performance.

Who should attend? Anyone who wants in-depth information on recent market trends.

This workshop provides an overview of some basic investment strategies that may help you stay on track in a volatile market and help you feel more confident in your investment decisions.

This workshop is designed to educate you on your plan's transition, as well as, your plan's highlights and investment options.After the workshop, you should be able to:

• Determine the importance of key dates.
• Understand how the transition can affect your account
• Identify your investment options
• Access additional resources

Who should attend: This workshop is designed for everyone who is going through the plan's transition to Fidelity.

This workshop will introduce you to the benefits of saving in your workplace savings plan, will help you begin to establish a budget for savings, teach you simple ways to save more, and give you the steps to enroll in your plan. After the workshop you should be able to:

• Understand the benefits of enrolling in your plan
• Review the plan specific features of your plan
• Develop a budget to help you better manage your finances
• Find ways to increase the amount you are saving

Who should attend: This workshop is intended for those who are not participating in their workplace savings plan, or those who would like to learn ways to save more.

This workshop will help you determine an appropriate investment strategy as defined by your Investor Profile Questionnaire (IPQ), how to apply a well-diversified strategy to your workplace savings plan, and techniques for rebalancing your account. Neither diversification nor asset allocation ensures a profit or guarantees against loss. After the workshop you should be able to:

• Build a basic investment strategy using the Investor Profile Questionnaire
• Discuss historical performance of each investment type
• Identify the risks of not being properly diversified
• Choose investment options and execute changes

Who should attend: This workshop is intended for those who are enrolled in their plan, who have a basic understanding of investment types, but who want to learn more about creating a portfolio appropriate for their situation.

This workshop is designed to help you identify and plan for multiple personal savings goals as you begin to prepare for retirement. After the workshop you should:

• Understand how to inventory your current financial situation
• Recognize the steps for creating a financial plan
• Know how to maximize your savings through tax-advantaged accounts
• Identify the basics of estate planning

This workshop is intended for those who are 5 to 10 years from retirement and are actively engaged in managing their personal savings goals.

The goal of this event will be to understand why financial wellness is particularly important for women and learn tips to help inspire a better future for yourself and those you care about, at any life stage.

This workshop will help to educate you on the key considerations when leaving your employer, including distribution options. After the workshop you should be able to:

• Understand key compensation and benefit information
• Create a financial plan to help manage your finances during a workplace transition
• Evaluate your distribution options for your workplace savings plan
• Simplify your finances by bringing together accounts from former employers

This workshop is intended for those who have recently experienced a job change (layoff, merger, early retirement, plan termination)

This workshop will help answer three basic questions: What is happening in the financial markets? What is Fidelity's perspective of the current financial markets? How do the financial markets impact my investment strategy? After the workshop, you should be able to:

• Identify the driving forces of recent developments and their influence on financial markets and the U.S. economy.
• Understand the factors that can affect the performance of domestic and international markets
• Comprehend what drives changes in bond market interest rates and valuations
• Reflect on your current investment strategy and make a plan to stay on course in any market

Who should attend: This workshop is designed for employees who are taking an active role in managing their investment strategy and want to understand how to manage their portfolios based on current and historical market activity.Foreign investments, especially those in emerging markets, involve greater risk and may offer greater potential returns than U.S. investments. This risk includes political and economic uncertainties of foreign countries, as well as the risk of currency fluctuation. In general the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so avoiding losses caused by price volatility by holding them until maturity is not possible. Lower-quality debt securities involve greater risk of default or price changes due to potential changes in the credit quality of the issuer.

This class explains the role of asset allocation and diversification when you are choosing investments for your UC Retirement Savings Program accounts. After the class, you should be able to recognize the characteristics of the three asset classes, identify an appropriate target asset mix based on your situation, and understand how and when to adjust your mix.

This class teaches you how to build a financial roadmap that can help you navigate all your savings needs. You'll learn how to plan for retirement while establishing non-retirement goals and savings options. You'll also review ways to protect your assets.

This class will help you understand key tools for estate planning. You'll learn the importance of preparing an estate plan and be able to recognize the benefits of planning and the dangers of waiting. You'll also learn about tools and resources that can help you take the next step.

This class is designed to help you make the most of your UC Retirement Savings Program: the 403(b) and 457(b) plans. You will learn the benefits of joining your retirement savings plan, why it's important to save for retirement, and how to get started. After you complete the class, you should be able to determine your workplace savings needs, enroll in the 403(b) and 457(b) plans, and make your initial investment elections

This class will help you identify and understand your sources of income, including Social Security. During the class, you'll learn about the effect of future health care costs in retirement. At the end of the class, you'll be better equipped to evaluate your retirement income and expenses, and develop strategies to fill the gap.

This class will help you understand key tools for estate planning. You'll also learn about strategies for gifting and insurance replacement, see what you need to consider when you're designating your beneficiaries, and get tools and resources that can help you take the next step.

This class will help you understand the importance of asset allocation in retirement and identify the elements you need to build your investment strategy. You'll also learn about portfolio withdrawal rates and strategies for turning your retirement assets into income.

In this class, you will learn about types of debt, good and bad. You'll get tips for boosting your credit rating and ways to whittle down your debt. After the class, you will be better equipped to improve your financial situation.

This class teaches you about the important steps to take when beginning to save for a child's college education. You'll get an overview of several of the financial vehicles available for college savings, learn general planning guidelines to prepare for future college financing needs, and see tools and resources that can help you.

This class will introduce you to your UC Retirement System - the UC Retirement Plan (UCRP) and the UC Retirement Savings Program (your UC 403(b) and 457(b) Plans). After the class, you'll have a better understanding of how the programs work together to help you build a more secure financial future.

This workshop will help you understand how to actively evaluate your investment portfolio and build a tax-smart investing strategy as you begin to think about saving outside of your workplace savings plan. After the workshop you should be able to

• Evaluate if you have the right mix of investments
• Assess what factors impact portfolio performance
• Identify different investment vehicles to help reduce taxes

Who should attend: This workshop is designed for individuals who are actively engaged in managing their investment portfolio and are looking to address more complex savings needs.

This workshop will help you learn ways to successfully transition from saving for retirement to spending in retirement, and steps you can take to help generate the lifetime income you may need. After this workshop you should be able to understand:

• The importance of asset allocation in retirement
• Elements for building your investment strategy
• Considerations for portfolio withdrawal rates

Who should attend: This workshop is designed for individuals age 55 or older who are planning to retire in less than two years and who have a retirement income plan in place.

This workshop will help you learn how to establish an estate plan and identify strategies to help preserve the assets you have accumulated to provide for those most important to you. After this workshop you should be able to understand:

• Key estate planning tools
• The importance of beneficiary designations
• Gifting and insurance replacement strategies

Who should attend: This workshop is designed for individuals age 55 or older who are interested in learning more about estate planning and preserving their assets. This workshop is designed for individuals age 55 or older who are planning to retire in less than two years and who have a retirement income plan in place.

This workshop will help you learn ways to help boost your savings while you're still at work, and steps you can take today as you prepare for your transition into retirement. After the workshop you should be able to:

• Identify sources of income, including Social Security
• Assess the impact of future health care costs in retirement
• Evaluate expenses and strategies to fill the gap

Who should attend: This workshop is designed for individuals age 55 or older who are 2 - 10 years from retirement and who would like to learn how to develop a retirement income plan.

This class will introduce you to the www.ucfocusonyourfuture.com website and the Personalized Retirement Roadmap tool.  After the class, you'll understand how to use the tool to create your personal retirement strategy and a personalized action plan that can help you move your strategy forward.

For many women, planning for retirement brings special challenges. Why? Because women tend to live longer, save less, and not be as engaged as men when it comes to retirement and financial planning. But women who take an active role in their finances can overcome the odds. This class is designed to give you the jump start you need to save and invest with confidence.

Find out what is new in the CHP 403b Plan:

• Plan name changed to CHP 403(b) plan
• New contribution limits for the retirement plan in 2013
• Two new fund options added to plan
• Share class change for three existing fund options
• Addition of Fidelity® Portfolio Advisory Services at Work

Learn the importance of asset allocation

• Explore what type of investor you are
• Learn how to be better prepared for retirement

To be more confident that you are taking full advantage of your work place pension

Important changes are coming to UC's Fund Menu in 2013. Attend this workshop to learn how you may be impacted by these changes as well as when the changes will occur and what actions you may need to take.

ASAP and Investing 101

This hour long workshop focuses on Fidelity as an industry leader, SUNY ORP investment line-up details, tools and resources available to SUNY participants, and Fidelity's Guidance offering.

Women have many priorities to manage, getting organized and taking control of finances can be a smart way to find balance and feel confident. In this session, attendees will learn about:

• Why financial wellness is so important
• Balance savings and debt priorities
• Plan for other goals

This web workshop is designed for any individual who is participating in or is eligible for the UH 403(b)/401(k) Retirement Savings Plan and wants to learn more about the UH 403(b)/401(k) Retirement Savings Plan features.

The seminar is designed to help nurses like you build your financial knowledge with practical tips on saving and retirement. All are welcome to attend.

The goal of this event will be to understand why financial wellness is particularly important for women and learn tips to help inspire a better future for yourself and those you care about, at any life stage.

The goal of this workshop will be to understand the financial and personal risks pre-retirees may face and how to put a plan in place to prepare for living in retirement.

Level:

This workshop is appropriate for employees thinking about or looking to retire within 5 to 15 years or those that are at and over age 50.

What you will learn:

This workshop provides you with the tools and information to help you build a retirement income plan. It focuses on envisioning your retirement, understanding the five key risks, creating a plan you'll use, and fitting the pieces together.

After the workshop you should be able to:

• Realize the importance of planning for your retirement
• Decide when you may be able to retire
• Estimate how long your money may last in retirement
• Prepare for challenges you might face in retirement

Who should attend:

This workshop is appropriate for employees over age 50 or employees that are thinking about or looking to retire within 5 to 15 years who want to address the unique retirement income planning challenges.

Length:

22 minutes

 

• Understand the importance of Social Security in your savings plan
• Take the steps you need to maximize your claiming strategy
• Plan for your Retirement Income

In this class, you will learn about types of debt, good and bad. You'll get tips for boosting your credit rating and ways to whittle down your debt. After the class, you will be better-equipped to improve your financial situation.

This class will help you understand when you are ready to retire. During the class, you'll learn key concepts, considerations and resources that can help you plan for your income in retirement. At the end of the class, you'll be better equipped to determine when you can retire from UC.

Because women generally live longer than men, it's especially important for women to plan for a lengthy and financially healthy retirement. This class is designed to help you decide when you may be able to retire, estimate how long your money may last, and prepare for challenges you may face in retirement.

This class is designed to help women understand their unique approach to investing and begin building a plan for investing their personal and retirement savings. You'll learn what a mutual fund is, what type of investor you are, how to build a diversified mix of investments, and how to monitor and evaluate your investments over time.

For many women, planning for retirement brings special challenges. Why? Because women tend to live longer, save less, and not be as engaged as men when it comes to retirement and financial planning. This class is designed to help you build health financial habits. You'll learn how to create a budget and build a debt/savings strategy.

The goal of this workshop will be to understand the financial and personal risks women may face and how to put a plan in place to prepare for living in retirement.

The focus of this workshop will be to learn about women's planning & savings strengths, investing basics, defining your investing personality, and staying on track.

In this workshop, women will learn why financial wellness is so important, essentials to building a budget, balancing savings and debt priorities, and planning for other goals.

This workshop is going to help you take your next best steps so that you'll be better prepared to achieve your savings goals.

The workshop's description is currently unavailable. For more information, please call a consultant at 800-642-7131. To register, close this window and select a time from the list of scheduled events.

Take a tour, and learn how to manage your accounts online, to make the most of your employer retirement plans.