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Commonwealth of Massachusetts
Fidelity Investments® Workplace Savings
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Plans & Investments

Commonwealth of Massachusetts offers you powerful, tax-deferred opportunities to save for your future.

  • Enrolling is fast and easy: Simply visit http://enrollonline.fidelity.com and follow the prompts, using Plan ID 72439 (to enroll in the 403b Plan) and/or Plan ID 84828 (to enroll in the ORP).
  • To learn more before you enroll, see Explore Plans & Investments below.

Explore Plans & Investments

Learn about the investment options and plan basics - including eligibility - of each retirement savings plan offered by your employer.

Commonwealth of Massachusetts 403(b) Retirement Program

Tax-deferred annuity plans or TDAs are tax-deferred retirement plans available to employees of community colleges, state colleges, universities, and other qualified individuals employed in an educational capacity including the Board of Higher Education.

Plan Basics | Investment Options


Massachusetts Optional Retirement Program

The Optional Retirement Program (the "ORP") is a flexible and portable retirement plan for most employees at the Commonwealth's public institutions of higher education and the Department of Higher Education. Eligible employees may choose either the ORP or the State Employees' Retirement System for their retirement coverage.

Plan Basics | Investment Options



Make Updates to My Account

Change My Contributions

A little extra saved today could make a big difference in retirement. Login now.


When Life Happens, We Can Help

Whether you're planning for the future or dealing with something unexpected, there's more than just your finances to think about.

Change My Investments

Update my fund choices or provider to help meet my financial goals. Login now.


Create Your Retirement Income Plan

Mapping out your retirement - from estimating your needs to planning your income - means giving yourself greater possibilities and freedom to enjoy your future.

Get Help with My Finances

It's complimentary, thanks to your employer. Talk with a financial professional to get help with your financial goals.

View All Tools & Resources

Next Steps

Call

Call

Get quick answers or help enrolling.

Fidelity Investments 800-343-0860
Meet

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Schedule time with a financial professional to get help with your financial goals.


Before investing, consider the investment objectives, risks, charges, and expenses of the fund or annuity and its investment options. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.

Investing involves risk, including risk of loss.

Fidelity does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.

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