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State University of New York (SUNY)
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Plans & Investments

State University of New York (SUNY) offers you powerful, tax-deferred opportunities to save for your future.

  • Explore Plans & Investments below.

Explore Plans & Investments

Learn about the investment options and plan basics of each retirement savings plan offered by your employer.

State University of New York 403(b) Program

The SUNY 403(b) Program is a tax-deferred annuity program and available to employees of SUNY State-operated or community college campuses.

Plan Basics | Investment Options


State University of New York Optional Retirement Program

The SUNY Optional Retirement Program (ORP) is a defined contribution New York State Public Retirement Plan. Retirement benefits will depend on the value upon distribution of annuity contracts purchased on behalf of electing employees through employer and required employee contributions from one or more of the currently Authorized Investment Providers+ for the SUNY ORP.

+If you invest in the SUNY Optional Retirement Program through Fidelity you will be investing in a variable group annuity contract issued by Massachusetts Mutual Life Insurance Company ("MassMutual"), 1295 State Street, Springfield, MA 01111-0001 and administered by Fidelity Investments. If benefit payments are annuitized under the group annuity contract issued by MassMutual, those benefit guarantees are subject to the claims paying ability of MassMutual.

MassMutual and Fidelity Investments are not affiliated.

Visit the SUNY Benefits site for Plan Information.

Investment Options



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Fidelity 844-FOR-SUNY (844-367-7869)
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Before investing, consider the investment objectives, risks, charges, and expenses of the fund or annuity and its investment options. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.

Investing involves risk, including risk of loss.

Fidelity does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.

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