To view this fund's performance and other information, log in to NetBenefits.


I have a retirement account I want to

register on NetBenefits

I want to open a new retirement account

Username

Username: Your username (up to 15 characters) can be a customer ID that you've chosen or your Social Security number (SSN). If you currently use your SSN to log in, you may want to create a unique username instead, for added security.

Enter your username

Password

Password: Use 6 to 20 letters, numbers and/or special characters

Enter your password

Remember Me

|

Register

|

Need Help?

|

Security Notice

UCHealth
Fidelity Investments® Workplace Savings
  • Home
  • Plans & Investments
  • Tools & Resources
  • Contact Us
  • Meet with Us
Plans & Investments

Plan Details

UCHealth 403(b) Matching Account

A 403(b) plan allows employees to save on a tax-deferred basis through salary deduction and also enjoy matching contributions from the employer if eligible.

  • Enrolling is fast and easy: Simply select the Enroll Now button on the right.
  • To learn more before you enroll, see Investment Options & Plan Basics below.
Enroll Now
  • Plan Basics

  • Investment Options

Explore your investment options below based on your desired level of investment involvement. At any time, you may use investments from any and all categories below.

Professional Investment Help

    Single-fund Solution - shows details. Click to open.

    When and Why:

    Depending on your plan, there are two options to consider: Target Date Funds which are based on an anticipated retirement date and Target Allocation Funds that are based on a risk tolerance and time horizon.

    Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. 1,2,3,4.

    INVESTMENTS ASSET CLASS CATEGORY AVERAGE ANNUAL TOTAL RETURNS CUMULATIVE RETURNS

    1 Yr

    3 Yr

    5 Yr

    10 Yr

    Life

    3 Mon

    YTD

    As of Date

    FID FREEDOM 2005

    Inception Date 11/06/2003

    Blended Investments*

    N/A

    -11.85%

    0.15%

    1.91%

    3.76%

    4.24%

    3.42%

    3.54%

    12/31/2022

    FID FREEDOM 2010

    Inception Date 10/17/1996

    Blended Investments*

    N/A

    -13.21%

    0.59%

    2.34%

    4.55%

    5.80%

    4.34%

    4.00%

    12/31/2022

    FID FREEDOM 2015

    Inception Date 11/06/2003

    Blended Investments*

    N/A

    -14.62%

    0.98%

    2.73%

    5.08%

    5.22%

    5.27%

    4.66%

    12/31/2022

    FID FREEDOM 2020

    Inception Date 10/17/1996

    Blended Investments*

    N/A

    -16.05%

    1.32%

    3.07%

    5.55%

    6.21%

    6.21%

    5.17%

    12/31/2022

    FID FREEDOM 2025

    Inception Date 11/06/2003

    Blended Investments*

    N/A

    -16.65%

    1.69%

    3.41%

    6.19%

    5.85%

    6.85%

    5.63%

    12/31/2022

    FID FREEDOM 2030

    Inception Date 10/17/1996

    Blended Investments*

    N/A

    -16.95%

    2.28%

    3.92%

    6.94%

    6.52%

    7.35%

    5.88%

    12/31/2022

    FID FREEDOM 2035

    Inception Date 11/06/2003

    Blended Investments*

    N/A

    -17.65%

    3.30%

    4.68%

    7.81%

    6.57%

    8.63%

    6.44%

    12/31/2022

    FID FREEDOM 2040

    Inception Date 09/06/2000

    Blended Investments*

    N/A

    -18.29%

    3.99%

    5.12%

    8.09%

    4.47%

    9.73%

    7.09%

    12/31/2022

    FID FREEDOM 2045

    Inception Date 06/01/2006

    Blended Investments*

    N/A

    -18.26%

    3.99%

    5.14%

    8.15%

    5.99%

    10.04%

    7.05%

    12/31/2022

    FID FREEDOM 2050

    Inception Date 06/01/2006

    Blended Investments*

    N/A

    -18.27%

    4.01%

    5.13%

    8.18%

    5.87%

    10.03%

    7.07%

    12/31/2022

    FID FREEDOM 2055

    Inception Date 06/01/2011

    Blended Investments*

    N/A

    -18.31%

    3.99%

    5.12%

    8.24%

    7.40%

    9.97%

    7.10%

    12/31/2022

    FID FREEDOM 2060

    Inception Date 08/05/2014

    Blended Investments*

    N/A

    -18.28%

    4.00%

    5.14%

    --

    6.89%

    10.03%

    7.08%

    12/31/2022

    FID FREEDOM 2065

    Inception Date 06/28/2019

    Blended Investments*

    N/A

    -18.27%

    3.97%

    --

    --

    5.98%

    9.97%

    7.05%

    12/31/2022

    FID FREEDOM INCOME

    Inception Date 10/17/1996

    Blended Investments*

    N/A

    -11.32%

    -0.13%

    1.59%

    2.91%

    4.26%

    3.32%

    3.32%

    12/31/2022

Do-It-Myself

    Core Funds - shows details. Click to open.

    When and Why:

    Do you have time and interest in choosing your own investments and managing your portfolio's diversification on an ongoing basis?

    Each investment option is managed to achieve specific objectives, including a certain balance of risk and potential returns. For more information on any investment option listed below, simply click on its name.

    Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. 1,2,3,4.

    You may lose money by investing in a money market fund. Not all money market funds operate the same way and depending on the fund, you may be subject to certain operating policies and risks not applicable to other money market funds. Please click on the name of the fund below for risks specific to that fund.

    INVESTMENTS ASSET CLASS CATEGORY AVERAGE ANNUAL TOTAL RETURNS CUMULATIVE RETURNS

    1 Yr

    3 Yr

    5 Yr

    10 Yr

    Life

    3 Mon

    YTD

    As of Date

    FID 500 INDEX

    Inception Date 02/17/1988

    Stock Investments

    Large Cap

    -18.13%

    7.65%

    9.41%

    12.55%

    10.25%

    7.56%

    4.75%

    12/31/2022

    FID MID CAP IDX

    Inception Date 09/08/2011

    Stock Investments

    Mid-Cap

    -17.28%

    5.89%

    7.10%

    10.95%

    11.59%

    9.21%

    6.29%

    12/31/2022

    FID INTL INDEX

    Inception Date 11/05/1997

    Stock Investments

    International

    -14.24%

    1.12%

    1.75%

    4.73%

    4.58%

    18.28%

    8.04%

    12/31/2022

    FID US BOND IDX

    Inception Date 03/08/1990

    Bond Investments

    Income

    -13.04%

    -2.72%

    -0.02%

    1.01%

    5.08%

    1.67%

    2.78%

    12/31/2022

    DODGE & COX STOCK X

    Inception Date 05/02/2022

    Stock Investments

    Large Cap

    -7.15%

    9.44%

    8.74%

    12.45%

    11.03%

    13.02%

    5.07%

    12/31/2022

    FID CONTRAFUND K6

    Inception Date 05/25/2017

    Stock Investments

    Large Cap

    -27.12%

    5.78%

    8.70%

    --

    10.23%

    4.64%

    5.53%

    12/31/2022

    FID GROWTH CO K6

    Inception Date 06/13/2019

    Stock Investments

    Large Cap

    -32.62%

    11.56%

    --

    --

    14.09%

    3.68%

    8.45%

    12/31/2022

    VANG GRTH INDEX INST

    Inception Date 11/02/1992

    Stock Investments

    Large Cap

    -33.14%

    6.06%

    9.62%

    12.81%

    9.74%

    -0.15%

    8.57%

    12/31/2022

    VANG VAL INDEX INST

    Inception Date 11/02/1992

    Stock Investments

    Large Cap

    -2.05%

    8.22%

    8.57%

    11.92%

    9.64%

    14.67%

    1.48%

    12/31/2022

    VANG MDCPGR IDX ADM

    Inception Date 08/17/2006

    Stock Investments

    Mid-Cap

    -28.84%

    4.86%

    7.81%

    10.90%

    8.65%

    5.69%

    6.88%

    12/31/2022

    VANG MDCPVAL IDX ADM

    Inception Date 08/17/2006

    Stock Investments

    Mid-Cap

    -7.90%

    6.74%

    6.39%

    10.98%

    8.39%

    12.11%

    5.45%

    12/31/2022

    DLWR SM CAP CORE IS

    Inception Date 12/29/1998

    Stock Investments

    Small Cap

    -15.92%

    6.12%

    5.89%

    10.77%

    10.05%

    7.21%

    5.68%

    12/31/2022

    VANG SM GR IDX INST

    Inception Date 05/21/1998

    Stock Investments

    Small Cap

    -28.39%

    0.80%

    5.10%

    9.27%

    8.13%

    3.03%

    9.03%

    12/31/2022

    VANG SM VAL IDX INST

    Inception Date 05/21/1998

    Stock Investments

    Small Cap

    -9.31%

    7.14%

    5.80%

    10.29%

    8.43%

    11.62%

    6.47%

    12/31/2022

    DFA INTL VALUE R2

    Inception Date 02/15/1994

    Stock Investments

    International

    -3.57%

    3.67%

    1.12%

    4.36%

    5.68%

    19.13%

    7.79%

    12/31/2022

    I O INTL GROWTH Y

    Inception Date 03/25/1996

    Stock Investments

    International

    -27.12%

    -0.43%

    0.53%

    4.41%

    7.06%

    14.31%

    7.98%

    12/31/2022

    MC EMERGING MKTS I

    Inception Date 05/29/2015

    Stock Investments

    International

    -26.85%

    -3.95%

    -1.47%

    --

    3.05%

    11.18%

    10.44%

    12/31/2022

    FID BALANCED

    Inception Date 11/06/1986

    Blended Investments*

    N/A

    -18.19%

    5.81%

    7.18%

    8.94%

    9.04%

    5.10%

    5.15%

    12/31/2022

    AS GOVT SECS ADM

    Inception Date 08/31/1999

    Bond Investments

    Income

    -12.98%

    -2.99%

    -0.48%

    0.46%

    5.22%

    0.68%

    2.77%

    12/31/2022

    DFA INF PRT SEC PORT

    Inception Date 09/18/2006

    Bond Investments

    Income

    -12.22%

    1.14%

    2.06%

    1.04%

    3.59%

    1.99%

    2.31%

    12/31/2022

    FID HIGH INCOME

    Inception Date 08/29/1990

    Bond Investments

    Income

    -12.00%

    -2.05%

    0.93%

    3.06%

    7.48%

    3.89%

    3.46%

    12/31/2022

    FID TOTAL BOND

    Inception Date 10/15/2002

    Bond Investments

    Income

    -12.91%

    -1.65%

    0.75%

    1.77%

    3.90%

    2.12%

    3.34%

    12/31/2022

    FIMM GOVT INST

    Inception Date 07/25/1985

    7 day yield % as of 12/31/2022: 4.10 **

    7 day restated yield % as of 12/31/2022: 4.07 ***

    Short-Term Investments

    N/A

    1.51%

    0.63%

    1.15%

    0.69%

    3.29%

    0.87%

    0.34%

    12/31/2022

Explore Plan Basics

Learn the plan basics - including eligibility - of each retirement savings plan offered by your employer.

Enrollment - shows details. Click to open.

You are eligible to enroll in the plan immediately. To enroll, visit the Get Started page or call 800-343-0860. You may participate in the voluntary Matching Account by contacting Fidelity and choosing your contribution amount and investment options.

Your enrollment becomes effective once you indicate how much you'd like to contribute, also known as the deferral. You will generally begin to see your contributions deducted from your paycheck in the next pay period, or as soon as administratively possible.

Contributions - shows details. Click to open.

You can contribute between 1% and 70% of your eligible pay, up to the annual IRS dollar limits. UCHealth matches your contribution dollar for dollar up to 3% of your salary. You must contribute at least 1% and contributions must be allocated in whole percentages. Although all participants can contribute to the plan only employees with a .50 FTE or greater status receive the match contribution.

"Catch-Up" Contributions - shows details. Click to open.

If you are age 50 or older, you have the ability to make additional contributions to your plan, up to the current IRS dollar limits. View the limits here: IRS DOLLAR LIMITS

Vesting - shows details. Click to open.

When you are "vested" in your savings, if effectively means the money is yours to keep. You are always 100% vested in all contributions you make to your plan, as well as any earnings on them.

For the employer-matching contributions, the following vesting schedule applies:

Years of Service

Vested Percentage

1

20%

2

40%

3

60%

4

80%

5

100%

Withdrawals - shows details. Click to open.

You are generally allowed to withdraw money from your plan when you leave your employer, retire, reach age 59˝, or become permanently disabled. Also you may be eligible for a distribution if you have a financial hardship as defined by your plan. Withdrawals may be subject to income taxes and, if they occur prior to you becoming age 59˝, a 10% early withdrawal penalty.

Moving money - shows details. Click to open.

If you have retirement savings in another employer's plan or in an IRA, consolidating accounts may help make it easier to manage your savings but there are several options. Be sure to consider all your available options and the applicable fees and features of each before moving your retirement assets.

If you're not sure about the best option for you, talk to a Fidelity representative today. They can explain each option in greater detail so you can make the best choice for your specific needs.

Account access - shows details. Click to open.

Online, on the phone, or in person, you have access to your account the way you want it. Log in online to NetBenefits® virtually 24/7 or call Fidelity at 1-800-343-0860 to speak with a representative or use the automated voice response system.

Additional investment and account information - shows details. Click to open.

Fidelity financial professionals provide complimentary one-on-one consultations for participants in your plan. You can also contact Fidelity for a statement of your account by calling 1-800-343-0860 or visiting NetBenefits®.

Make Updates to My Account

Change My Contributions

A little extra saved today could make a big difference in retirement. Login now.

Change My Investments

Update my fund choices or provider to help meet my financial goals. Login now.

Get Help with My Finances

It's complimentary, thanks to your employer. Talk with a financial professional to get help with your financial goals.

View All Tools & Resources

Next Steps

Call

Call

Get quick answers or help enrolling.

Fidelity Investments 800-343-0860
Meet

Meet

Schedule time with a financial professional to get help with your financial goals.


Before investing, consider the investment objectives, risks, charges and expenses of the fund or annuity and its investment options. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.

** The current yield of the money market mutual fund listed above reflects the current earnings of the fund, while the total return refers to a specific past holding period.

*** The yield without applicable waivers or reimbursements, whenever Fidelity is subsidizing all or a portion of the fund's expenses as of the current reporting period. Absent such waivers or reimbursements, the returns would have been lower. Waivers and/or reimbursements may be discontinued any time.

Investing involves risk, including risk of loss.

Footnotes 1, 2, 3 and 4 below pertain to the performance tables located on the Investment Options tab:

1 Stock markets are volatile and can fluctuate significantly in response to company, industry, political, regulatory, market, or economic developments. Investing in stock involves risks, including the loss of principal.

2 Total returns are historical and include change in share price and reinvestment of dividends and capital gains, if any. These figures do not include the effect of sales charges, if any, as these fees are waived for contributions made through your retirement plan. If sales charges were included, returns would have been lower. Life of fund figures are from the inception date to the period shown. For unitized funds, the inception date shown may be that of the fund's underlying investment option. For non-mutual fund pools and trusts whose strategies may be offered to multiple clients, and whose returns may be based on a composite, the inception date shown may be the beginning date of the composite's returns.

3In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so holding them until maturity to avoid losses caused by price volatility is not possible.

4Target Date Funds are an asset mix of stocks, bonds and other investments that automatically becomes more conservative as the fund approaches its target retirement date and beyond. Principal invested is not guaranteed.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

Fidelity logo

©2016-2021 FMR LLC.

All rights reserved.

  • Terms of Use |
  • Privacy |
  • Security