Plans & Investments

Plan Details

University of Kentucky 457(b) Plan

Please click the Enroll Now link to enroll in the plan. Use Plan ID 71021. If you have any questions, you are invited to call the Fidelity Retirement Services Center at 1-800-343-0860.

Enrolling is fast and easy: Simply select the Enroll Now button on the right.
To learn more before you enroll, see Investment Options & Plan Basics below.

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Choose from the tiers of investments below. Tiers are distinct categories designed to simplify your investment choices. At any time, you may use investments from any and all tiers.

TARGET RETIREMENT DATE FUNDS

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When and Why:

Depending on your plan, there are two options to consider: Target Date Funds which are based on an anticipated retirement date and Target Allocation Funds that are based on a risk tolerance and time horizon.

Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. ^1,2,3,4.

INVESTMENTS	ASSET CLASS	CATEGORY	AVERAGE ANNUAL TOTAL RETURNS					CUMULATIVE RETURNS
			1 Yr	3 Yr	5 Yr	10 Yr	Life	3 Mon	YTD	As of Date
FID FDM IDX 2005 IPR Inception Date 10/02/2009	Blended Investments*	N/A	-7.02%	2.69%	3.62%	4.17%	4.77%	0.51%	-7.69%	07/31/2022
FID FDM IDX 2010 IPR Inception Date 10/02/2009	Blended Investments*	N/A	-7.78%	3.39%	4.26%	5.04%	5.64%	0.27%	-8.65%	07/31/2022
FID FDM IDX 2015 IPR Inception Date 10/02/2009	Blended Investments*	N/A	-8.60%	4.06%	4.85%	5.63%	6.14%	0.02%	-9.66%	07/31/2022
FID FDM IDX 2020 IPR Inception Date 10/02/2009	Blended Investments*	N/A	-9.41%	4.68%	5.38%	6.19%	6.73%	-0.13%	-10.54%	07/31/2022
FID FDM IDX 2025 IPR Inception Date 10/02/2009	Blended Investments*	N/A	-9.86%	5.18%	5.82%	6.93%	7.40%	-0.32%	-11.01%	07/31/2022
FID FDM IDX 2030 IPR Inception Date 10/02/2009	Blended Investments*	N/A	-10.08%	5.89%	6.51%	7.70%	8.04%	-0.42%	-11.29%	07/31/2022
FID FDM IDX 2035 IPR Inception Date 10/02/2009	Blended Investments*	N/A	-10.61%	7.03%	7.40%	8.63%	8.79%	-0.81%	-11.88%	07/31/2022
FID FDM IDX 2040 IPR Inception Date 10/02/2009	Blended Investments*	N/A	-10.88%	7.83%	7.88%	8.93%	9.03%	-1.18%	-12.26%	07/31/2022
FID FDM IDX 2045 IPR Inception Date 10/02/2009	Blended Investments*	N/A	-10.93%	7.81%	7.87%	8.98%	9.08%	-1.18%	-12.25%	07/31/2022
FID FDM IDX 2050 IPR Inception Date 10/02/2009	Blended Investments*	N/A	-10.95%	7.80%	7.87%	9.01%	9.12%	-1.22%	-12.28%	07/31/2022
FID FDM IDX 2055 IPR Inception Date 06/01/2011	Blended Investments*	N/A	-10.92%	7.81%	7.87%	9.11%	8.05%	-1.23%	-12.23%	07/31/2022
FID FDM IDX 2060 IPR Inception Date 08/05/2014	Blended Investments*	N/A	-10.94%	7.82%	7.87%	--	7.70%	-1.19%	-12.29%	07/31/2022
FID FDM IDX 2065 IPR Inception Date 06/28/2019	Blended Investments*	N/A	-10.96%	7.81%	--	--	7.73%	-1.15%	-12.26%	07/31/2022
FID FDM IDX INC IPR Inception Date 10/02/2009	Blended Investments*	N/A	-6.77%	2.25%	3.13%	3.19%	3.56%	0.56%	-7.37%	07/31/2022

CORE FUND OPTIONS

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When and Why:

Investors may choose from a range of fund choices that reflect different styles and goals.

You may lose money by investing in a money market fund. Not all money market funds operate the same way and depending on the fund, you may be subject to certain operating policies and risks not applicable to other money market funds. Please click on the name of the fund below for risks specific to that fund.

INVESTMENTS	ASSET CLASS	CATEGORY	AVERAGE ANNUAL TOTAL RETURNS					CUMULATIVE RETURNS
			1 Yr	3 Yr	5 Yr	10 Yr	Life	3 Mon	YTD	As of Date
FID CONTRAFUND K6 Inception Date 05/25/2017	Stock Investments	Large Cap	-16.34%	11.00%	12.43%	--	12.72%	-1.72%	-18.69%	07/31/2022
VANG EQUITY INC ADM Inception Date 03/21/1988	Stock Investments	Large Cap	4.36%	10.97%	10.25%	11.86%	10.30%	-0.30%	0.13%	07/31/2022
VANG INST INDEX PLUS Inception Date 07/31/1990	Stock Investments	Large Cap	-4.67%	13.35%	12.82%	13.79%	10.23%	0.38%	-9.46%	07/31/2022
AB DISC GRTH Z Inception Date 07/07/1938	Stock Investments	Mid-Cap	-27.68%	6.01%	11.36%	12.08%	10.37%	-1.80%	-26.10%	07/31/2022
FID LOW-PRICED ST K6 Inception Date 05/26/2017	Stock Investments	Mid-Cap	-3.56%	11.76%	9.45%	--	9.58%	-1.66%	-5.41%	07/31/2022
VANG MD CP IDX IS PL Inception Date 05/21/1998	Stock Investments	Mid-Cap	-9.08%	10.05%	9.93%	12.54%	9.96%	-1.00%	-11.21%	07/31/2022
VANG SM CP IDX IS PL Inception Date 10/03/1960	Stock Investments	Small Cap	-11.08%	8.55%	8.83%	11.68%	10.54%	0.17%	-9.53%	07/31/2022
VANG SM VAL IDX INST Inception Date 05/21/1998	Stock Investments	Small Cap	-1.84%	9.86%	7.96%	11.58%	8.68%	0.31%	-3.74%	07/31/2022
VAN EM MKT ST IDX IS Inception Date 05/04/1994	Stock Investments	International	-16.56%	2.15%	1.89%	3.11%	5.90%	-4.68%	-13.46%	07/31/2022
VANG DEV MKT IDX IP Inception Date 08/17/1999	Stock Investments	International	-14.23%	4.65%	3.18%	6.38%	4.04%	-3.13%	-14.56%	07/31/2022
VAN REAL EST IDX IS Inception Date 05/13/1996	Stock Investments	Specialty	-4.35%	7.15%	7.23%	8.19%	9.97%	-4.13%	-11.58%	07/31/2022
J H BALANCED N Inception Date 09/01/1992	Blended Investments*	N/A	-7.27%	8.17%	9.45%	9.53%	9.66%	0.99%	-10.53%	07/31/2022
VANG INFL PROT INST Inception Date 06/29/2000	Bond Investments	Income	-3.40%	4.38%	3.91%	1.92%	5.09%	0.13%	-6.36%	07/31/2022
VANG IT TREA IDX IS Inception Date 11/19/2009	Bond Investments	Income	-7.63%	0.02%	1.14%	1.20%	2.30%	1.91%	-7.24%	07/31/2022
VANG LT TREA IDX IS Inception Date 11/19/2009	Bond Investments	Income	-19.27%	-2.21%	1.07%	1.51%	4.27%	-0.77%	-20.47%	07/31/2022
VANG ST TREAS IDX IS Inception Date 11/19/2009	Bond Investments	Income	-3.33%	0.29%	0.89%	0.74%	0.86%	0.37%	-3.20%	07/31/2022
VANG TOT BD MKT INST Inception Date 12/11/1986	Bond Investments	Income	-9.41%	-0.24%	1.24%	1.59%	5.40%	1.39%	-9.41%	07/31/2022
WA CORE PLS BOND IS Inception Date 07/08/1998	Bond Investments	Income	-13.95%	-1.00%	0.97%	2.49%	5.15%	1.09%	-13.72%	07/31/2022
VANG VMMR-FED MMKT Inception Date 07/13/1981 7 day yield % as of 07/31/2022: 1.84 **	Short-Term Investments	N/A	0.30%	0.51%	1.02%	0.58%	3.88%	0.27%	0.40%	07/31/2022

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Before investing, consider the investment objectives, risks, charges and expenses of the fund or annuity and its investment options.�Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.

** The current yield of the money market mutual fund listed above reflects the current earnings of the fund, while the total return refers to a specific past holding period.

*** The yield without applicable waivers or reimbursements, whenever Fidelity is subsidizing all or a portion of the fund's expenses as of the current reporting period. Absent such waivers or reimbursements, the returns would have been lower. Waivers and/or reimbursements may be discontinued any time.

Investing involves risk, including risk of loss.

Footnotes 1, 2, 3 and 4 below pertain to the performance tables located on the Investment Options�tab:

¹ Stock markets are volatile and can fluctuate significantly in response to company, industry, political, regulatory, market, or economic developments. Investing in stock involves risks, including the loss of principal.

² Total returns are historical and include change in share price and reinvestment of dividends and capital gains, if any. These figures do not include the effect of sales charges, if any, as these fees are waived for contributions made through your retirement plan. If sales charges were included, returns would have been lower. Life of fund figures are from the inception date to the period shown. For unitized funds, the inception date shown may be that of the fund's underlying investment option. For non-mutual fund pools and trusts whose strategies may be offered to multiple clients, and whose returns may be based on a composite, the inception date shown may be the beginning date of the composite's returns.

³In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so holding them until maturity to avoid losses caused by price volatility is not possible.

⁴Target Date Funds are an asset mix of stocks, bonds and other investments that automatically becomes more conservative as the fund approaches its target retirement date and beyond. Principal invested is not guaranteed.

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