To view this fund's performance and other information, log in to NetBenefits.
University of Michigan 401(a) Base Plan
The University of Michigan Basic Retirement Plan is a tax-deferred defined contribution retirement savings plan. This plan holds University contributions.
Explore your investment options below based on your desired level of investment involvement. At any time, you may use investments from any and all categories below.
When and Why:
Depending on your plan, there are two options to consider: Target Date Funds which are based on an anticipated retirement date and Target Allocation Funds that are based on a risk tolerance and time horizon.
Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. 1,2,3,4.
INVESTMENTS | ASSET CLASS | CATEGORY | AVERAGE ANNUAL TOTAL RETURNS | CUMULATIVE RETURNS | ||||||
---|---|---|---|---|---|---|---|---|---|---|
1 Yr |
3 Yr |
5 Yr |
10 Yr |
Life |
3 Mon |
YTD |
As of Date |
|||
FID FDM IDX 2005 PRM
Inception Date 10/02/2009 |
Blended Investments* |
N/A |
7.25% |
0.11% |
3.36% |
3.54% |
4.52% |
3.42% |
1.35% |
02/29/2024 |
FID FDM IDX 2010 PRM
Inception Date 10/02/2009 |
Blended Investments* |
N/A |
8.53% |
0.48% |
4.07% |
4.19% |
5.38% |
4.16% |
1.88% |
02/29/2024 |
FID FDM IDX 2015 PRM
Inception Date 10/02/2009 |
Blended Investments* |
N/A |
10.01% |
0.91% |
4.80% |
4.83% |
5.92% |
4.95% |
2.56% |
02/29/2024 |
FID FDM IDX 2020 PRM
Inception Date 10/02/2009 |
Blended Investments* |
N/A |
11.44% |
1.27% |
5.47% |
5.36% |
6.54% |
5.78% |
3.16% |
02/29/2024 |
FID FDM IDX 2025 PRM
Inception Date 10/02/2009 |
Blended Investments* |
N/A |
12.67% |
1.77% |
6.10% |
5.88% |
7.24% |
6.37% |
3.73% |
02/29/2024 |
FID FDM IDX 2030 PRM
Inception Date 10/02/2009 |
Blended Investments* |
N/A |
14.12% |
2.48% |
6.94% |
6.68% |
7.94% |
6.95% |
4.23% |
02/29/2024 |
FID FDM IDX 2035 PRM
Inception Date 10/02/2009 |
Blended Investments* |
N/A |
16.46% |
3.69% |
8.24% |
7.61% |
8.82% |
7.81% |
5.21% |
02/29/2024 |
FID FDM IDX 2040 PRM
Inception Date 10/02/2009 |
Blended Investments* |
N/A |
19.02% |
4.84% |
9.33% |
8.16% |
9.24% |
8.95% |
6.35% |
02/29/2024 |
FID FDM IDX 2045 PRM
Inception Date 10/02/2009 |
Blended Investments* |
N/A |
19.79% |
5.08% |
9.48% |
8.24% |
9.35% |
9.34% |
6.78% |
02/29/2024 |
FID FDM IDX 2050 PRM
Inception Date 10/02/2009 |
Blended Investments* |
N/A |
19.75% |
5.08% |
9.48% |
8.24% |
9.38% |
9.32% |
6.77% |
02/29/2024 |
FID FDM IDX 2055 PRM
Inception Date 06/01/2011 |
Blended Investments* |
N/A |
19.76% |
5.08% |
9.48% |
8.23% |
8.47% |
9.35% |
6.76% |
02/29/2024 |
FID FDM IDX 2060 PRM
Inception Date 08/05/2014 |
Blended Investments* |
N/A |
19.80% |
5.09% |
9.48% |
-- |
8.32% |
9.36% |
6.80% |
02/29/2024 |
FID FDM IDX 2065 PRM
Inception Date 06/28/2019 |
Blended Investments* |
N/A |
19.74% |
5.08% |
-- |
-- |
8.99% |
9.30% |
6.81% |
02/29/2024 |
FID FDM IDX INC PRM
Inception Date 10/02/2009 |
Blended Investments* |
N/A |
7.16% |
0.02% |
3.01% |
2.97% |
3.43% |
3.44% |
1.32% |
02/29/2024 |
A managed account is designed for people who prefer to have Fidelity manage their money for them, so they can focus on other aspects of their life.
Your employer gives you the opportunity to have a team of Fidelity professionals propose an investment strategy aligned to your personal goals and situation. Fidelity Personalized Planning & Advice monitor your investments, and make adjustments as your life and the world around you changes-helping to keep you on track to retirement. This service provides discretionary money management for a fee and you may cancel at any time with no cancellation fee.
Learn more and get a free review of your portfolio by speaking with a Fidelity representative at 866-811-6041.
Fidelity® Personalized Planning & Advice at Work is a service of Fidelity Personal and Workplace Advisors LLC and Strategic Advisers LLC. Both are registered investment advisers, are Fidelity Investments companies and may be referred to as "Fidelity," "we," or "our" within. For more information, refer to the Terms and Conditions of the Program. When used herein, Fidelity Personalized Planning & Advice refers exclusively to Fidelity Personalized Planning & Advice at Work. This service provides advisory services for a fee.
When and Why:
Do you have time and interest in choosing your own investments and managing your portfolio's diversification on an ongoing basis?
Each investment option is managed to achieve specific objectives, including a certain balance of risk and potential returns. For more information on any investment option listed below, simply click on its name.
Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. 1,2,3,4.
You may lose money by investing in a money market fund. Not all money market funds operate the same way and depending on the fund, you may be subject to certain operating policies and risks not applicable to other money market funds. Please click on the name of the fund below for risks specific to that fund.
INVESTMENTS | ASSET CLASS | CATEGORY | AVERAGE ANNUAL TOTAL RETURNS | CUMULATIVE RETURNS | ||||||
---|---|---|---|---|---|---|---|---|---|---|
1 Yr |
3 Yr |
5 Yr |
10 Yr |
Life |
3 Mon |
YTD |
As of Date |
|||
VANG TOT STK MKT IP
Inception Date 04/27/1992 |
Stock Investments |
N/A |
28.66% |
9.74% |
13.87% |
11.98% |
10.27% |
12.25% |
9.86% |
02/29/2024 |
FID 500 INDEX
Inception Date 02/17/1988 |
Stock Investments |
Large Cap |
30.45% |
11.90% |
14.75% |
12.69% |
10.83% |
11.97% |
10.42% |
02/29/2024 |
FID BLUE CHIP GR K6
Inception Date 05/25/2017 |
Stock Investments |
Large Cap |
55.39% |
8.76% |
21.03% |
-- |
19.23% |
18.03% |
15.35% |
02/29/2024 |
FID BLUE CHIP VALUE
Inception Date 06/17/2003 |
Stock Investments |
Large Cap |
12.42% |
10.80% |
8.39% |
7.71% |
6.79% |
6.63% |
6.63% |
02/29/2024 |
FID CAP APPREC K
Inception Date 11/26/1986 |
Stock Investments |
Large Cap |
36.77% |
10.77% |
17.03% |
12.46% |
11.57% |
17.03% |
14.15% |
02/29/2024 |
FID CONTRAFUND K6
Inception Date 05/25/2017 |
Stock Investments |
Large Cap |
49.38% |
12.47% |
16.80% |
-- |
15.89% |
18.68% |
17.86% |
02/29/2024 |
FID DISCIPLND EQ K
Inception Date 12/28/1988 |
Stock Investments |
Large Cap |
42.13% |
10.60% |
16.04% |
11.68% |
10.78% |
15.37% |
13.45% |
02/29/2024 |
FID DIVIDEND GR K
Inception Date 04/27/1993 |
Stock Investments |
Large Cap |
26.63% |
11.23% |
11.17% |
9.73% |
10.57% |
13.06% |
13.51% |
02/29/2024 |
FID EQ DIV INCOME K
Inception Date 08/21/1990 |
Stock Investments |
Large Cap |
11.97% |
11.01% |
10.44% |
9.08% |
9.99% |
8.96% |
7.30% |
02/29/2024 |
FID EQUITY INCOME K
Inception Date 05/16/1966 |
Stock Investments |
Large Cap |
14.89% |
9.50% |
11.02% |
9.09% |
11.20% |
8.89% |
8.69% |
02/29/2024 |
FID FOCUSED STOCK
Inception Date 11/12/1996 |
Stock Investments |
Large Cap |
48.08% |
11.66% |
17.04% |
13.32% |
9.66% |
21.07% |
23.24% |
02/29/2024 |
FID FUND K
Inception Date 04/30/1930 |
Stock Investments |
Large Cap |
39.14% |
12.55% |
16.93% |
12.91% |
10.38% |
14.12% |
13.69% |
02/29/2024 |
FID GROWTH & INC K
Inception Date 12/30/1985 |
Stock Investments |
Large Cap |
20.04% |
12.57% |
13.56% |
11.07% |
10.34% |
10.45% |
10.57% |
02/29/2024 |
FID GROWTH CO K6
Inception Date 06/13/2019 |
Stock Investments |
Large Cap |
52.30% |
9.59% |
-- |
-- |
22.91% |
20.66% |
16.66% |
02/29/2024 |
FID GROWTH DISC K
Inception Date 03/31/1998 |
Stock Investments |
Large Cap |
46.55% |
11.78% |
19.52% |
15.28% |
10.45% |
18.62% |
15.98% |
02/29/2024 |
FID LARGE CAP STOCK
Inception Date 06/22/1995 |
Stock Investments |
Large Cap |
24.60% |
12.69% |
14.03% |
11.07% |
9.44% |
11.58% |
11.69% |
02/29/2024 |
FID LEVERGD CO STK K
Inception Date 12/19/2000 |
Stock Investments |
Large Cap |
29.20% |
7.99% |
14.37% |
9.60% |
12.21% |
16.52% |
15.29% |
02/29/2024 |
FID LG CAP GR IDX
Inception Date 06/07/2016 |
Stock Investments |
Large Cap |
45.96% |
12.48% |
18.74% |
-- |
17.87% |
14.29% |
11.53% |
02/29/2024 |
FID LG CAP VAL IDX
Inception Date 06/07/2016 |
Stock Investments |
Large Cap |
14.01% |
8.40% |
9.37% |
-- |
9.38% |
9.53% |
8.53% |
02/29/2024 |
FID MAGELLAN K
Inception Date 05/02/1963 |
Stock Investments |
Large Cap |
41.12% |
11.74% |
15.57% |
12.83% |
15.80% |
17.55% |
16.18% |
02/29/2024 |
FID MEGA CAP STOCK
Inception Date 12/28/1998 |
Stock Investments |
Large Cap |
27.63% |
12.94% |
15.62% |
12.12% |
7.60% |
11.21% |
11.56% |
02/29/2024 |
FID NASDAQ COMP INDX
Inception Date 09/25/2003 |
Stock Investments |
Large Cap |
42.11% |
7.91% |
17.45% |
15.16% |
12.16% |
13.32% |
9.42% |
02/29/2024 |
FID NEW MILLEN
Inception Date 12/28/1992 |
Stock Investments |
Large Cap |
32.46% |
16.16% |
15.12% |
11.08% |
13.30% |
15.59% |
14.46% |
02/29/2024 |
FID OTC K6
Inception Date 06/13/2019 |
Stock Investments |
Large Cap |
47.60% |
9.20% |
-- |
-- |
19.62% |
15.31% |
13.52% |
02/29/2024 |
FID STK SEL ALL CP K
Inception Date 09/28/1990 |
Stock Investments |
Large Cap |
27.89% |
9.13% |
14.32% |
11.63% |
10.99% |
11.84% |
8.91% |
02/29/2024 |
FID STKSEL LGCAP VAL
Inception Date 11/15/2001 |
Stock Investments |
Large Cap |
15.73% |
10.42% |
10.54% |
8.84% |
7.20% |
8.90% |
9.02% |
02/29/2024 |
FID TOTAL MKT IDX
Inception Date 11/05/1997 |
Stock Investments |
Large Cap |
28.66% |
9.75% |
13.85% |
11.97% |
8.63% |
12.30% |
9.90% |
02/29/2024 |
FID TREND
Inception Date 06/16/1958 |
Stock Investments |
Large Cap |
50.10% |
10.49% |
18.98% |
14.89% |
12.29% |
19.48% |
17.55% |
02/29/2024 |
FID US SUSTN IDX
Inception Date 05/09/2017 |
Stock Investments |
Large Cap |
33.93% |
12.59% |
15.38% |
-- |
14.35% |
12.61% |
11.58% |
02/29/2024 |
FID VALUE DISCOV K6
Inception Date 05/25/2017 |
Stock Investments |
Large Cap |
9.92% |
8.24% |
9.96% |
-- |
8.54% |
6.47% |
6.49% |
02/29/2024 |
FID WOMENS LDRSHP
Inception Date 05/01/2019 |
Stock Investments |
Large Cap |
20.16% |
5.75% |
-- |
-- |
11.26% |
12.17% |
9.40% |
02/29/2024 |
VANG INST INDEX PLUS
Inception Date 07/31/1990 |
Stock Investments |
Large Cap |
30.43% |
11.88% |
14.75% |
12.69% |
10.50% |
11.97% |
10.42% |
02/29/2024 |
FID EXTD MKT IDX
Inception Date 11/05/1997 |
Stock Investments |
Mid-Cap |
19.02% |
-0.26% |
9.16% |
8.56% |
8.38% |
14.31% |
6.66% |
02/29/2024 |
FID GROWTH STRAT K6
Inception Date 05/25/2017 |
Stock Investments |
Mid-Cap |
24.55% |
5.69% |
12.99% |
-- |
12.10% |
15.37% |
13.47% |
02/29/2024 |
FID LOW-PRICED ST K6
Inception Date 05/26/2017 |
Stock Investments |
Mid-Cap |
15.61% |
9.68% |
11.66% |
-- |
10.45% |
10.66% |
7.97% |
02/29/2024 |
FID MID CAP IDX
Inception Date 09/08/2011 |
Stock Investments |
Mid-Cap |
15.48% |
5.52% |
10.35% |
9.45% |
12.23% |
12.16% |
8.21% |
02/29/2024 |
FID MID CAP STOCK K6
Inception Date 06/13/2019 |
Stock Investments |
Mid-Cap |
11.70% |
9.09% |
-- |
-- |
11.79% |
12.03% |
8.48% |
02/29/2024 |
FID MID CAP VALUE
Inception Date 11/15/2001 |
Stock Investments |
Mid-Cap |
19.38% |
12.60% |
10.84% |
8.37% |
9.29% |
13.93% |
10.55% |
02/29/2024 |
FID SEL CHEMICALS
Inception Date 07/29/1985 |
Stock Investments |
Mid-Cap |
5.75% |
7.71% |
7.84% |
6.71% |
12.51% |
5.96% |
5.96% |
02/29/2024 |
FID SEL ENT TECH SVC
Inception Date 02/04/1998 |
Stock Investments |
Mid-Cap |
25.85% |
-1.30% |
8.47% |
12.16% |
12.32% |
12.76% |
5.07% |
02/29/2024 |
FID STK SEL MID CAP
Inception Date 02/20/1996 |
Stock Investments |
Mid-Cap |
12.96% |
6.42% |
10.24% |
9.05% |
10.50% |
13.85% |
8.48% |
02/29/2024 |
FID VALUE K
Inception Date 12/01/1978 |
Stock Investments |
Mid-Cap |
13.71% |
11.12% |
13.32% |
9.44% |
12.02% |
11.89% |
8.69% |
02/29/2024 |
FID VALUE STRAT K
Inception Date 12/31/1983 |
Stock Investments |
Mid-Cap |
15.27% |
11.73% |
13.92% |
9.81% |
11.55% |
11.10% |
8.03% |
02/29/2024 |
VANG MIDCAP IDX INST
Inception Date 05/21/1998 |
Stock Investments |
Mid-Cap |
14.25% |
5.08% |
10.32% |
9.41% |
9.89% |
10.84% |
7.52% |
02/29/2024 |
FID SM CAP DISCOVERY
Inception Date 09/26/2000 |
Stock Investments |
Small Cap |
15.98% |
8.91% |
11.07% |
8.29% |
10.48% |
14.91% |
7.82% |
02/29/2024 |
FID SM CAP IDX
Inception Date 09/08/2011 |
Stock Investments |
Small Cap |
10.16% |
-0.84% |
7.00% |
7.29% |
10.72% |
13.98% |
4.71% |
02/29/2024 |
FID SMALL CAP GR K6
Inception Date 05/25/2017 |
Stock Investments |
Small Cap |
20.98% |
0.68% |
11.35% |
-- |
12.79% |
22.37% |
13.80% |
02/29/2024 |
FID SMALL CAP STOCK
Inception Date 03/12/1998 |
Stock Investments |
Small Cap |
13.10% |
2.03% |
7.48% |
7.53% |
8.44% |
13.61% |
4.82% |
02/29/2024 |
FID SMALL CAP VALUE
Inception Date 11/03/2004 |
Stock Investments |
Small Cap |
9.94% |
7.31% |
11.23% |
9.00% |
10.39% |
12.71% |
5.97% |
02/29/2024 |
FID STK SEL SM CAP
Inception Date 06/28/1993 |
Stock Investments |
Small Cap |
15.62% |
4.90% |
11.92% |
9.23% |
8.80% |
17.95% |
9.07% |
02/29/2024 |
FID CANADA
Inception Date 11/17/1987 |
Stock Investments |
International |
12.82% |
10.60% |
9.74% |
5.87% |
8.96% |
7.11% |
4.17% |
02/29/2024 |
FID CHINA REGION
Inception Date 11/01/1995 |
Stock Investments |
International |
-2.44% |
-15.44% |
2.87% |
4.63% |
7.99% |
0.99% |
4.47% |
02/29/2024 |
FID DIVERSFD INTL K6
Inception Date 05/25/2017 |
Stock Investments |
International |
16.93% |
2.51% |
8.66% |
-- |
6.45% |
9.90% |
8.33% |
02/29/2024 |
FID EMERG MKTS DISC
Inception Date 11/01/2011 |
Stock Investments |
International |
13.88% |
2.61% |
7.43% |
5.88% |
6.38% |
3.25% |
0.00% |
02/29/2024 |
FID EMERGING ASIA
Inception Date 04/19/1993 |
Stock Investments |
International |
11.45% |
-13.86% |
6.78% |
7.19% |
7.31% |
4.58% |
4.33% |
02/29/2024 |
FID EMERGING MKTS K
Inception Date 11/01/1990 |
Stock Investments |
International |
12.56% |
-5.97% |
6.65% |
6.09% |
5.39% |
5.90% |
5.06% |
02/29/2024 |
FID EMRG MKTS IDX
Inception Date 09/08/2011 |
Stock Investments |
International |
8.14% |
-6.59% |
1.64% |
3.15% |
2.17% |
3.68% |
1.89% |
02/29/2024 |
FID EUROPE
Inception Date 10/01/1986 |
Stock Investments |
International |
11.55% |
-0.29% |
5.84% |
3.36% |
7.84% |
8.90% |
8.04% |
02/29/2024 |
FID GLB EX US IDX
Inception Date 09/08/2011 |
Stock Investments |
International |
12.82% |
1.41% |
5.51% |
4.00% |
5.31% |
6.61% |
4.76% |
02/29/2024 |
FID GLOBAL EQ INCOME
Inception Date 05/02/2012 |
Stock Investments |
International |
16.55% |
7.39% |
11.27% |
8.48% |
9.71% |
8.62% |
7.39% |
02/29/2024 |
FID INTL CAP APPREC
Inception Date 11/01/1994 |
Stock Investments |
International |
26.15% |
3.75% |
10.25% |
8.17% |
7.11% |
12.19% |
8.67% |
02/29/2024 |
FID INTL DISCOV K6
Inception Date 06/13/2019 |
Stock Investments |
International |
17.56% |
-0.06% |
-- |
-- |
7.14% |
12.19% |
11.10% |
02/29/2024 |
FID INTL GROWTH
Inception Date 11/01/2007 |
Stock Investments |
International |
20.85% |
4.68% |
9.79% |
7.05% |
5.38% |
11.65% |
8.62% |
02/29/2024 |
FID INTL INDEX
Inception Date 11/05/1997 |
Stock Investments |
International |
14.97% |
4.64% |
6.96% |
4.53% |
5.14% |
7.93% |
6.06% |
02/29/2024 |
FID INTL SM CAP OPP
Inception Date 08/02/2005 |
Stock Investments |
International |
11.31% |
0.56% |
6.66% |
6.23% |
6.52% |
9.10% |
3.41% |
02/29/2024 |
FID INTL SMALL CAP
Inception Date 09/18/2002 |
Stock Investments |
International |
12.04% |
2.82% |
6.75% |
6.07% |
11.34% |
7.05% |
3.35% |
02/29/2024 |
FID INTL VALUE
Inception Date 05/18/2006 |
Stock Investments |
International |
16.10% |
7.69% |
7.87% |
3.71% |
2.89% |
7.37% |
7.54% |
02/29/2024 |
FID JAPAN
Inception Date 09/15/1992 |
Stock Investments |
International |
16.03% |
-1.36% |
6.75% |
5.84% |
4.35% |
7.94% |
6.22% |
02/29/2024 |
FID JAPAN SMALL CO
Inception Date 11/01/1995 |
Stock Investments |
International |
17.25% |
1.33% |
3.62% |
6.08% |
5.31% |
8.26% |
6.30% |
02/29/2024 |
FID LATIN AMERICA
Inception Date 04/19/1993 |
Stock Investments |
International |
18.46% |
4.64% |
0.32% |
0.34% |
5.69% |
5.63% |
-1.94% |
02/29/2024 |
FID NORDIC
Inception Date 11/01/1995 |
Stock Investments |
International |
17.91% |
4.69% |
12.59% |
7.75% |
10.40% |
10.92% |
7.81% |
02/29/2024 |
FID OVERSEAS K
Inception Date 12/04/1984 |
Stock Investments |
International |
18.88% |
4.60% |
8.93% |
6.64% |
9.57% |
11.00% |
8.25% |
02/29/2024 |
FID PACIFIC BASIN
Inception Date 10/01/1986 |
Stock Investments |
International |
6.68% |
-5.06% |
6.94% |
7.03% |
7.01% |
3.29% |
1.32% |
02/29/2024 |
FID TOTAL EMERG MKTS
Inception Date 11/01/2011 |
Stock Investments |
International |
13.09% |
-6.19% |
2.06% |
3.41% |
3.84% |
5.22% |
2.81% |
02/29/2024 |
FID TOTAL INTL EQ
Inception Date 11/01/2007 |
Stock Investments |
International |
13.96% |
2.47% |
8.29% |
5.76% |
3.20% |
7.11% |
6.27% |
02/29/2024 |
FID TOTAL INTL IDX
Inception Date 06/07/2016 |
Stock Investments |
International |
12.32% |
1.23% |
5.52% |
-- |
6.02% |
6.46% |
4.33% |
02/29/2024 |
FID WORLDWIDE
Inception Date 05/30/1990 |
Stock Investments |
International |
35.64% |
6.79% |
13.45% |
9.92% |
8.80% |
17.09% |
17.33% |
02/29/2024 |
VANG EURO STK IDX IS
Inception Date 06/18/1990 |
Stock Investments |
International |
12.86% |
5.44% |
7.35% |
4.16% |
7.02% |
6.46% |
5.14% |
02/29/2024 |
VANG PAC STK IDX ADM
Inception Date 06/18/1990 |
Stock Investments |
International |
16.38% |
0.28% |
5.31% |
5.04% |
3.05% |
8.66% |
5.96% |
02/29/2024 |
VANG TOT INTL STK IP
Inception Date 04/29/1996 |
Stock Investments |
International |
12.55% |
1.48% |
5.71% |
4.22% |
4.80% |
6.39% |
4.41% |
02/29/2024 |
VG EM MKT ST IDX ISP
Inception Date 05/04/1994 |
Stock Investments |
International |
8.49% |
-4.54% |
2.96% |
3.50% |
5.76% |
3.69% |
1.57% |
02/29/2024 |
FID ENV ALT ENERGY
Inception Date 06/29/1989 |
Stock Investments |
Specialty |
24.26% |
7.69% |
11.13% |
9.30% |
5.69% |
10.28% |
7.58% |
02/29/2024 |
FID GLB COMDTY STK
Inception Date 03/25/2009 |
Stock Investments |
Specialty |
-6.18% |
7.39% |
9.31% |
4.13% |
5.54% |
-0.87% |
3.64% |
02/29/2024 |
FID INTL REAL ESTATE
Inception Date 09/08/2004 |
Stock Investments |
Specialty |
-5.59% |
-7.41% |
-0.24% |
2.86% |
4.41% |
0.81% |
-3.40% |
02/29/2024 |
FID NATURAL RES
Inception Date 03/03/1997 |
Stock Investments |
Specialty |
6.57% |
24.09% |
12.38% |
2.98% |
7.52% |
3.86% |
13.00% |
02/29/2024 |
FID REAL ESTATE IDX
Inception Date 09/08/2011 |
Stock Investments |
Specialty |
4.37% |
2.81% |
1.82% |
5.06% |
6.51% |
6.06% |
-1.90% |
02/29/2024 |
FID REAL ESTATE INC
Inception Date 02/04/2003 |
Stock Investments |
Specialty |
5.44% |
2.65% |
4.10% |
5.25% |
6.72% |
4.67% |
1.30% |
02/29/2024 |
FID REAL ESTATE INVS
Inception Date 11/17/1986 |
Stock Investments |
Specialty |
2.44% |
4.15% |
3.44% |
6.19% |
9.20% |
3.78% |
-2.65% |
02/29/2024 |
FID SEL AUTOMOTIVE
Inception Date 06/30/1986 |
Stock Investments |
Specialty |
23.02% |
3.09% |
16.34% |
9.34% |
9.43% |
11.40% |
7.25% |
02/29/2024 |
FID SEL BANKING
Inception Date 06/30/1986 |
Stock Investments |
Specialty |
0.38% |
3.19% |
5.38% |
6.96% |
9.24% |
13.31% |
5.43% |
02/29/2024 |
FID SEL BIOTECH
Inception Date 12/16/1985 |
Stock Investments |
Specialty |
22.99% |
-4.28% |
7.01% |
6.25% |
12.45% |
28.05% |
10.43% |
02/29/2024 |
FID SEL BROKERAGE
Inception Date 07/29/1985 |
Stock Investments |
Specialty |
24.95% |
13.84% |
17.63% |
11.26% |
11.44% |
15.60% |
9.02% |
02/29/2024 |
FID SEL COMM SERV
Inception Date 06/30/1986 |
Stock Investments |
Specialty |
52.13% |
4.88% |
14.39% |
10.63% |
12.56% |
14.71% |
12.17% |
02/29/2024 |
FID SEL CONS DISCR
Inception Date 06/29/1990 |
Stock Investments |
Specialty |
33.59% |
4.20% |
12.45% |
11.32% |
10.61% |
13.92% |
7.13% |
02/29/2024 |
FID SEL CONS STAPLES
Inception Date 07/29/1985 |
Stock Investments |
Specialty |
5.20% |
7.39% |
8.94% |
7.22% |
11.69% |
2.39% |
4.50% |
02/29/2024 |
FID SEL CONSTR/HOUSE
Inception Date 09/29/1986 |
Stock Investments |
Specialty |
31.93% |
17.22% |
21.73% |
14.85% |
12.67% |
20.78% |
13.50% |
02/29/2024 |
FID SEL DEFENSE
Inception Date 05/08/1984 |
Stock Investments |
Specialty |
13.11% |
9.42% |
5.41% |
9.64% |
11.30% |
5.69% |
3.48% |
02/29/2024 |
FID SEL ENERGY
Inception Date 07/14/1981 |
Stock Investments |
Specialty |
6.66% |
28.16% |
11.60% |
2.88% |
7.88% |
2.74% |
13.95% |
02/29/2024 |
FID SEL FINTECH
Inception Date 12/16/1985 |
Stock Investments |
Specialty |
24.03% |
1.72% |
6.05% |
7.46% |
8.61% |
15.54% |
9.57% |
02/29/2024 |
FID SEL GOLD
Inception Date 12/16/1985 |
Stock Investments |
Specialty |
-11.78% |
-7.58% |
1.66% |
-0.40% |
4.02% |
-12.98% |
-0.09% |
02/29/2024 |
FID SEL HEALTHCARE
Inception Date 07/14/1981 |
Stock Investments |
Specialty |
11.63% |
1.74% |
9.49% |
9.85% |
14.96% |
14.79% |
6.71% |
02/29/2024 |
FID SEL HTH CARE SVC
Inception Date 06/30/1986 |
Stock Investments |
Specialty |
8.32% |
7.94% |
11.61% |
12.20% |
12.04% |
4.16% |
2.69% |
02/29/2024 |
FID SEL INDUSTRIALS
Inception Date 03/03/1997 |
Stock Investments |
Specialty |
31.48% |
13.30% |
11.64% |
9.57% |
10.30% |
19.41% |
16.02% |
02/29/2024 |
FID SEL INSURANCE
Inception Date 12/16/1985 |
Stock Investments |
Specialty |
23.26% |
18.67% |
15.39% |
12.48% |
11.52% |
11.38% |
15.76% |
02/29/2024 |
FID SEL LEISURE
Inception Date 05/08/1984 |
Stock Investments |
Specialty |
23.47% |
9.83% |
13.76% |
11.65% |
13.72% |
12.91% |
7.19% |
02/29/2024 |
FID SEL MATERIALS
Inception Date 09/29/1986 |
Stock Investments |
Specialty |
3.17% |
7.31% |
9.54% |
5.48% |
9.33% |
6.28% |
9.21% |
02/29/2024 |
FID SEL MED TECH&DV
Inception Date 04/28/1998 |
Stock Investments |
Specialty |
6.94% |
-0.91% |
8.56% |
13.15% |
13.46% |
15.93% |
8.94% |
02/29/2024 |
FID SEL PHARMACEUTCL
Inception Date 06/18/2001 |
Stock Investments |
Specialty |
34.35% |
12.80% |
14.14% |
9.60% |
9.15% |
21.75% |
18.47% |
02/29/2024 |
FID SEL RETAILING
Inception Date 12/16/1985 |
Stock Investments |
Specialty |
33.23% |
4.27% |
14.17% |
14.44% |
13.86% |
17.03% |
13.11% |
02/29/2024 |
FID SEL SEMICONDUCT
Inception Date 07/29/1985 |
Stock Investments |
Specialty |
69.34% |
26.99% |
34.49% |
26.92% |
14.78% |
33.72% |
27.42% |
02/29/2024 |
FID SEL SOFTWARE
Inception Date 07/29/1985 |
Stock Investments |
Specialty |
49.47% |
9.94% |
18.64% |
17.24% |
16.34% |
10.75% |
3.65% |
02/29/2024 |
FID SEL TEC HARDWARE
Inception Date 07/29/1985 |
Stock Investments |
Specialty |
31.23% |
5.88% |
17.85% |
13.64% |
12.53% |
10.86% |
8.78% |
02/29/2024 |
FID SEL TECHNOLOGY
Inception Date 07/14/1981 |
Stock Investments |
Specialty |
55.15% |
10.17% |
24.10% |
19.22% |
14.05% |
17.43% |
13.75% |
02/29/2024 |
FID SEL TELECOMM
Inception Date 07/29/1985 |
Stock Investments |
Specialty |
-1.33% |
-5.04% |
2.79% |
4.34% |
8.85% |
1.82% |
-2.55% |
02/29/2024 |
FID SEL TRANSPORT
Inception Date 09/29/1986 |
Stock Investments |
Specialty |
17.13% |
11.95% |
11.07% |
10.81% |
12.39% |
13.70% |
7.44% |
02/29/2024 |
FID SEL UTILITIES
Inception Date 12/10/1981 |
Stock Investments |
Specialty |
6.01% |
8.63% |
6.98% |
8.33% |
10.67% |
1.75% |
5.34% |
02/29/2024 |
FID SEL WIRELESS
Inception Date 09/21/2000 |
Stock Investments |
Specialty |
19.83% |
2.15% |
12.28% |
9.54% |
5.12% |
7.27% |
3.00% |
02/29/2024 |
FID TELECOM & UTIL
Inception Date 11/27/1987 |
Stock Investments |
Specialty |
8.25% |
6.95% |
6.37% |
7.33% |
8.72% |
2.60% |
5.86% |
02/29/2024 |
FIDELITY FINANCIALS
Inception Date 12/10/1981 |
Stock Investments |
Specialty |
12.15% |
9.92% |
12.01% |
9.98% |
11.17% |
13.80% |
10.16% |
02/29/2024 |
VAN REAL EST IDX IS
Inception Date 05/13/1996 |
Stock Investments |
Specialty |
4.32% |
2.83% |
4.19% |
6.09% |
9.08% |
6.04% |
-1.94% |
02/29/2024 |
FID ASSET MGR 20%
Inception Date 10/01/1992 |
Blended Investments* |
N/A |
7.27% |
0.56% |
3.43% |
3.20% |
5.41% |
3.90% |
1.76% |
02/29/2024 |
FID ASSET MGR 30%
Inception Date 10/09/2007 |
Blended Investments* |
N/A |
8.98% |
1.01% |
4.51% |
4.09% |
4.23% |
4.76% |
2.45% |
02/29/2024 |
FID ASSET MGR 40%
Inception Date 10/09/2007 |
Blended Investments* |
N/A |
10.80% |
1.72% |
5.61% |
4.91% |
4.79% |
5.62% |
3.23% |
02/29/2024 |
FID ASSET MGR 50%
Inception Date 12/28/1988 |
Blended Investments* |
N/A |
12.49% |
2.27% |
6.54% |
5.60% |
7.68% |
6.46% |
3.93% |
02/29/2024 |
FID ASSET MGR 60%
Inception Date 10/09/2007 |
Blended Investments* |
N/A |
14.21% |
2.93% |
7.47% |
6.29% |
5.71% |
7.23% |
4.65% |
02/29/2024 |
FID ASSET MGR 70%
Inception Date 12/30/1991 |
Blended Investments* |
N/A |
16.18% |
3.90% |
8.52% |
7.03% |
7.79% |
8.01% |
5.55% |
02/29/2024 |
FID ASSET MGR 85%
Inception Date 09/24/1999 |
Blended Investments* |
N/A |
18.96% |
4.97% |
9.97% |
8.09% |
6.74% |
9.21% |
6.76% |
02/29/2024 |
FID BALANCED K
Inception Date 11/06/1986 |
Blended Investments* |
N/A |
22.37% |
6.60% |
11.53% |
9.39% |
9.50% |
8.92% |
7.17% |
02/29/2024 |
FID CONVERTIBLE SEC
Inception Date 01/05/1987 |
Blended Investments* |
N/A |
6.73% |
-0.68% |
11.47% |
7.68% |
10.36% |
4.96% |
3.21% |
02/29/2024 |
FID MULTI ASSET IDX
Inception Date 06/29/1999 |
Blended Investments* |
N/A |
18.72% |
5.19% |
9.39% |
8.14% |
6.19% |
8.99% |
6.34% |
02/29/2024 |
FID PURITAN K
Inception Date 04/16/1947 |
Blended Investments* |
N/A |
24.40% |
7.04% |
11.35% |
9.27% |
10.91% |
10.87% |
9.37% |
02/29/2024 |
FID STRAT DIV & INC
Inception Date 12/23/2003 |
Blended Investments* |
N/A |
9.69% |
5.66% |
8.48% |
8.06% |
7.65% |
7.01% |
5.23% |
02/29/2024 |
FID STRAT REAL RET
Inception Date 09/07/2005 |
Blended Investments* |
N/A |
3.35% |
4.22% |
4.86% |
2.76% |
3.27% |
1.90% |
1.68% |
02/29/2024 |
VANG BAL INDEX INST
Inception Date 11/09/1992 |
Blended Investments* |
N/A |
18.14% |
4.61% |
8.71% |
7.91% |
8.26% |
8.22% |
5.67% |
02/29/2024 |
FID CAPITAL & INCOME
Inception Date 11/01/1977 |
Bond Investments |
Income |
12.38% |
3.83% |
6.74% |
6.05% |
9.37% |
5.71% |
4.12% |
02/29/2024 |
FID CONSV INC BD
Inception Date 03/03/2011 |
Bond Investments |
Income |
5.58% |
2.57% |
2.23% |
1.68% |
1.48% |
1.42% |
1.26% |
02/29/2024 |
FID CORPORATE BOND
Inception Date 05/04/2010 |
Bond Investments |
Income |
6.02% |
-2.98% |
1.80% |
2.55% |
3.84% |
3.20% |
-0.05% |
02/29/2024 |
FID FOCUSED HIGH INC
Inception Date 09/08/2004 |
Bond Investments |
Income |
8.63% |
0.58% |
2.75% |
3.28% |
4.83% |
2.93% |
1.07% |
02/29/2024 |
FID GLB HIGH INCOME
Inception Date 05/11/2011 |
Bond Investments |
Income |
8.83% |
0.49% |
2.99% |
3.47% |
4.22% |
4.36% |
2.07% |
02/29/2024 |
FID GLOBAL CREDIT
Inception Date 05/22/2012 |
Bond Investments |
Income |
4.71% |
-4.21% |
0.67% |
0.76% |
0.79% |
5.12% |
2.38% |
02/29/2024 |
FID GNMA
Inception Date 11/08/1985 |
Bond Investments |
Income |
2.69% |
-3.12% |
-0.25% |
0.85% |
5.15% |
2.18% |
-1.05% |
02/29/2024 |
FID INFL PR BD IDX
Inception Date 05/16/2012 |
Bond Investments |
Income |
2.56% |
-0.90% |
2.64% |
2.03% |
1.44% |
1.86% |
0.03% |
02/29/2024 |
FID INTERMED BOND
Inception Date 05/23/1975 |
Bond Investments |
Income |
4.42% |
-1.52% |
1.43% |
1.63% |
6.41% |
1.74% |
0.19% |
02/29/2024 |
FID INTM GOVT INCOME
Inception Date 05/02/1988 |
Bond Investments |
Income |
3.25% |
-2.27% |
0.35% |
0.73% |
4.28% |
1.21% |
-0.23% |
02/29/2024 |
FID INTM TR BD IDX
Inception Date 12/20/2005 |
Bond Investments |
Income |
2.39% |
-3.78% |
0.24% |
1.12% |
3.12% |
1.62% |
-0.90% |
02/29/2024 |
FID INVST GR BD
Inception Date 08/06/1971 |
Bond Investments |
Income |
3.93% |
-2.77% |
1.36% |
1.91% |
6.22% |
2.55% |
-0.47% |
02/29/2024 |
FID LT TR BD IDX
Inception Date 12/20/2005 |
Bond Investments |
Income |
-2.96% |
-10.00% |
-2.07% |
1.10% |
3.45% |
3.75% |
-3.06% |
02/29/2024 |
FID LTD TERM BOND
Inception Date 02/02/1984 |
Bond Investments |
Income |
5.62% |
-0.20% |
1.69% |
1.65% |
5.63% |
1.80% |
0.69% |
02/29/2024 |
FID LTD TERM GOVT
Inception Date 11/10/1986 |
Bond Investments |
Income |
3.80% |
-1.25% |
0.57% |
0.67% |
4.08% |
1.05% |
-0.05% |
02/29/2024 |
FID MORTGAGE SEC
Inception Date 12/31/1984 |
Bond Investments |
Income |
2.39% |
-3.55% |
-0.30% |
0.98% |
5.33% |
2.38% |
-0.91% |
02/29/2024 |
FID NEW MARKETS INC
Inception Date 05/04/1993 |
Bond Investments |
Income |
12.95% |
-0.73% |
0.75% |
2.82% |
8.55% |
4.92% |
2.37% |
02/29/2024 |
FID SH DUR HIGH INC
Inception Date 11/05/2013 |
Bond Investments |
Income |
9.11% |
2.43% |
3.21% |
2.98% |
3.07% |
3.52% |
1.87% |
02/29/2024 |
FID SHORT TERM BOND
Inception Date 09/15/1986 |
Bond Investments |
Income |
5.12% |
0.39% |
1.61% |
1.37% |
3.85% |
1.50% |
0.65% |
02/29/2024 |
FID ST TR BD IDX
Inception Date 12/20/2005 |
Bond Investments |
Income |
4.03% |
-0.91% |
0.99% |
0.96% |
2.07% |
1.12% |
-0.07% |
02/29/2024 |
FID STRATEGIC INCOME
Inception Date 10/31/1994 |
Bond Investments |
Income |
8.10% |
0.38% |
3.04% |
3.28% |
6.59% |
3.88% |
1.64% |
02/29/2024 |
FID TOTAL BOND
Inception Date 10/15/2002 |
Bond Investments |
Income |
4.59% |
-2.11% |
1.68% |
2.24% |
3.97% |
2.72% |
-0.15% |
02/29/2024 |
FID US BOND IDX
Inception Date 03/08/1990 |
Bond Investments |
Income |
3.30% |
-3.18% |
0.55% |
1.41% |
5.02% |
2.10% |
-0.67% |
02/29/2024 |
FIDELITY GOVT INCOME
Inception Date 04/04/1979 |
Bond Investments |
Income |
2.17% |
-3.67% |
-0.18% |
0.72% |
6.01% |
1.91% |
-0.94% |
02/29/2024 |
VANG INFL PROT INST
Inception Date 06/29/2000 |
Bond Investments |
Income |
2.31% |
-0.96% |
2.60% |
2.01% |
4.53% |
1.74% |
-0.11% |
02/29/2024 |
VANG INTM TREAS ADM
Inception Date 10/28/1991 |
Bond Investments |
Income |
2.97% |
-2.81% |
0.71% |
1.20% |
4.80% |
1.57% |
-0.55% |
02/29/2024 |
VANG LT TREASURY ADM
Inception Date 05/19/1986 |
Bond Investments |
Income |
-2.90% |
-9.93% |
-1.94% |
1.18% |
6.08% |
3.90% |
-3.27% |
02/29/2024 |
VANG ST TREASURY ADM
Inception Date 10/28/1991 |
Bond Investments |
Income |
3.66% |
-0.64% |
1.03% |
0.95% |
3.49% |
1.16% |
0.34% |
02/29/2024 |
VANG TOT BD MK IS PL
Inception Date 12/11/1986 |
Bond Investments |
Income |
3.43% |
-3.12% |
0.62% |
1.44% |
5.08% |
2.04% |
-0.72% |
02/29/2024 |
FID FLOAT RT HI INC
Inception Date 08/16/2000 |
Bond Investments |
Other |
10.96% |
5.56% |
4.93% |
4.10% |
4.33% |
3.17% |
2.24% |
02/29/2024 |
FIMM GOVT INST
Inception Date 07/25/1985 7 day yield % as of 02/29/2024: 5.24 ** 7 day restated yield % as of 02/29/2024: 5.18 *** |
Short-Term Investments |
N/A |
5.24% |
2.47% |
1.90% |
1.27% |
3.35% |
1.32% |
1.26% |
02/29/2024 |
VANG TREASURY MM
Inception Date 12/14/1992 7 day yield % as of 02/29/2024: 5.29 ** |
Short-Term Investments |
N/A |
5.23% |
2.46% |
1.92% |
1.28% |
2.38% |
1.33% |
1.27% |
02/29/2024 |
A self-directed brokerage account allows you to make investments beyond those offered in your workplace retirement savings plan.
For more information or to open a self-directed brokerage account, first enroll in your Fidelity workplace retirement savings plan. Then visit www.netbenefits.com > Quick Links > BrokerageLink where you can open an account or review additional information, including the commission schedule for applicable fees and risks.
BrokerageLink includes investments beyond those in your plan's lineup. You should compare investments and share classes that are available in your plan's lineup with those available through BrokerageLink, and determine the available investment and share class that is appropriate for your situation. The plan fiduciary neither evaluates nor monitors the investments available through BrokerageLink. It is your responsibility to ensure that the investments you select are suitable for your situation, including your goals, time horizon, and risk tolerance.
Learn the plan basics - including eligibility - of each retirement savings plan offered by your employer.
To enroll contact the University of Michigan SSC Contact Center by calling 734-615-2000 (5-2000 from the Ann Arbor campus) or 1-866-647-7657 (toll free for off-campus long-distance calling within the U.S.) from 8:00 a.m. - 5:00 p.m., Monday - Friday. You can also enroll online via Wolverine Access.
After you have enrolled through the Benefits Office, Fidelity will send you additional information about your available investment options as well as other information to help you manage your account.
For more detailed information about the University of Michigan Retirement Plans visit the Benefits Office web site at hr.umich.edu/retirement-savings-plans.
Employees who participate in the Basic Retirement Plan contribute:
Employees cannot increase or decrease the amount of their contributions to the Basic Retirement Plan. The required contribution applies to eligible compensation up to $330,000 for 2023. Employees subject to a collective bargaining agreement should refer to the terms of the contract.
After a 12-month waiting period, the university contributes to the Basic Retirement Plan as follows for those enrolled:
The university contribution applies to eligible compensation up to $330,000 for 2023. Employees subject to a collective bargaining agreement should refer to the terms of the contract.
For additional details regarding contributions to your account(s) please contact the University of Michigan Benefits Office or visit the Benefits Office web site at hr.umich.edu/basic-retirement-plan.
A managed account is designed for people who prefer to have Fidelity manage their money for them, so they can focus on other aspects of their life.
Your employer gives you the opportunity to have a team of Fidelity professionals propose an investment strategy aligned to your personal goals and situation. Fidelity Personalized Planning & Advice monitor your investments, and make adjustments as your life and the world around you changes-helping to keep you on track to retirement. This service provides discretionary money management for a fee and you may cancel at any time with no cancellation fee.
Learn more and get a free review of your portfolio by speaking with a Fidelity representative at 866-811-6041.
Fidelity® Personalized Planning & Advice at Work is a service of Fidelity Personal and Workplace Advisors LLC and Strategic Advisers LLC. Both are registered investment advisers, are Fidelity Investments companies and may be referred to as "Fidelity," "we," or "our" within. For more information, refer to the Terms and Conditions of the Program. When used herein, Fidelity Personalized Planning & Advice refers exclusively to Fidelity Personalized Planning & Advice at Work. This service provides advisory services for a fee.
Your beneficiary or beneficiaries will inherit your account in the event of your death. You should consider identifying a beneficiary when you enroll in your plan, and updating the information if you experience a life-changing event such as a marriage, divorce, birth of a child, or death in the family.
Fidelity's Online Beneficiaries Service, available through NetBenefits® offers a straightforward, convenient process that takes just minutes.
Go to 'Profile' in the navigation bar at the top of your NetBenefits® page and click on the 'Summary tab' and then 'Beneficiaries'.
Online, on the phone, or in person, you have access to your account the way you want it. Log in online to NetBenefits® virtually 24/7 or call Fidelity at 1-800-343-0860 to speak with a representative or use the automated voice response system.
Fidelity financial professionals provide complimentary one-on-one consultations for participants in your plan. You can also contact Fidelity for a statement of your account by calling 1-800-343-0860 or visiting NetBenefits®.
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Before investing, consider the investment objectives, risks, charges and expenses of the fund or annuity and its investment options. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.
** The current yield of the money market mutual fund listed above reflects the current earnings of the fund, while the total return refers to a specific past holding period.
*** The yield without applicable waivers or reimbursements, whenever Fidelity is subsidizing all or a portion of the fund's expenses as of the current reporting period. Absent such waivers or reimbursements, the returns would have been lower. Waivers and/or reimbursements may be discontinued any time.
Investing involves risk, including risk of loss.
Footnotes 1, 2, 3 and 4 below pertain to the performance tables located on the Investment Options tab:
1 Stock markets are volatile and can fluctuate significantly in response to company, industry, political, regulatory, market, or economic developments. Investing in stock involves risks, including the loss of principal.
2 Total returns are historical and include change in share price and reinvestment of dividends and capital gains, if any. These figures do not include the effect of sales charges, if any, as these fees are waived for contributions made through your retirement plan. If sales charges were included, returns would have been lower. Life of fund figures are from the inception date to the period shown. For unitized funds, the inception date shown may be that of the fund's underlying investment option. For non-mutual fund pools and trusts whose strategies may be offered to multiple clients, and whose returns may be based on a composite, the inception date shown may be the beginning date of the composite's returns.
3In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so holding them until maturity to avoid losses caused by price volatility is not possible.
4Target Date Funds are an asset mix of stocks, bonds and other investments that automatically becomes more conservative as the fund approaches its target retirement date and beyond. Principal invested is not guaranteed.
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