To view this fund's performance and other information, log in to NetBenefits.
University System of NH 457(b) Deferred Compensation Plan
A 457(b) plan allows eligible employees to defer compensation to the future, lowering current taxable income and offering potential tax-deferred growth.
Investment Options with Fidelity
These are products that can offer an easy-to-manage diversified portfolio in a single fund. They may contain many different asset classes, including stocks, bonds, and short-term investments. While different funds are arranged according to different asset allocations, what they all do is provide you with the opportunity to own a diversified portfolio with just one fund.
Depending on your retirement savings plan, there are two options to consider: Target Date Funds which are based on an anticipated retirement date and Target Allocation Funds that are based on a risk tolerance and time horizon.
Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. 1,2,3,4.
INVESTMENTS | ASSET CLASS | CATEGORY | AVERAGE ANNUAL TOTAL RETURNS | CUMULATIVE RETURNS | ||||||
---|---|---|---|---|---|---|---|---|---|---|
1 Yr |
3 Yr |
5 Yr |
10 Yr |
Life |
3 Mon |
YTD |
As of Date |
|||
FID FREEDOM 2005 K
Inception Date 11/06/2003 |
Blended Investments* |
N/A |
6.00% |
0.27% |
3.39% |
3.83% |
4.48% |
1.36% |
-0.73% |
03/31/2024 |
FID FREEDOM 2010 K
Inception Date 10/17/1996 |
Blended Investments* |
N/A |
7.64% |
0.71% |
4.27% |
4.55% |
5.98% |
2.06% |
-0.29% |
03/31/2024 |
FID FREEDOM 2015 K
Inception Date 11/06/2003 |
Blended Investments* |
N/A |
9.42% |
1.19% |
5.15% |
5.24% |
5.62% |
2.87% |
0.18% |
03/31/2024 |
FID FREEDOM 2020 K
Inception Date 10/17/1996 |
Blended Investments* |
N/A |
11.26% |
1.63% |
5.97% |
5.82% |
6.54% |
3.71% |
0.64% |
03/31/2024 |
FID FREEDOM 2025 K
Inception Date 11/06/2003 |
Blended Investments* |
N/A |
12.82% |
2.18% |
6.72% |
6.35% |
6.42% |
4.44% |
1.15% |
03/31/2024 |
FID FREEDOM 2030 K
Inception Date 10/17/1996 |
Blended Investments* |
N/A |
14.58% |
2.90% |
7.68% |
7.18% |
6.99% |
5.14% |
1.75% |
03/31/2024 |
FID FREEDOM 2035 K
Inception Date 11/06/2003 |
Blended Investments* |
N/A |
17.61% |
4.09% |
9.23% |
8.15% |
7.36% |
6.27% |
2.76% |
03/31/2024 |
FID FREEDOM 2040 K
Inception Date 09/06/2000 |
Blended Investments* |
N/A |
20.94% |
5.29% |
10.45% |
8.77% |
5.40% |
7.72% |
4.10% |
03/31/2024 |
FID FREEDOM 2045 K
Inception Date 06/01/2006 |
Blended Investments* |
N/A |
22.03% |
5.63% |
10.67% |
8.88% |
7.19% |
8.37% |
4.56% |
03/31/2024 |
FID FREEDOM 2050 K
Inception Date 06/01/2006 |
Blended Investments* |
N/A |
22.08% |
5.62% |
10.68% |
8.88% |
7.08% |
8.35% |
4.59% |
03/31/2024 |
FID FREEDOM 2055 K
Inception Date 06/01/2011 |
Blended Investments* |
N/A |
22.05% |
5.64% |
10.67% |
8.88% |
8.95% |
8.35% |
4.53% |
03/31/2024 |
FID FREEDOM 2060 K
Inception Date 08/05/2014 |
Blended Investments* |
N/A |
21.98% |
5.62% |
10.68% |
-- |
9.00% |
8.31% |
4.54% |
03/31/2024 |
FID FREEDOM 2065 K
Inception Date 06/28/2019 |
Blended Investments* |
N/A |
22.02% |
5.63% |
-- |
-- |
10.51% |
8.32% |
4.54% |
03/31/2024 |
FID FREEDOM INC K
Inception Date 10/17/1996 |
Blended Investments* |
N/A |
5.93% |
0.26% |
3.05% |
3.31% |
4.42% |
1.40% |
-0.73% |
03/31/2024 |
TIAA-CREF 2060 FUND
Inception Date 09/26/2014 |
Blended Investments* |
N/A |
22.88% |
6.07% |
10.61% |
-- |
9.17% |
8.33% |
4.72% |
03/31/2024 |
TIAA-CREF LC 2010 I
Inception Date 10/15/2004 |
Blended Investments* |
N/A |
10.31% |
2.03% |
5.19% |
5.08% |
5.59% |
3.17% |
0.82% |
03/31/2024 |
TIAA-CREF LC 2015 I
Inception Date 10/15/2004 |
Blended Investments* |
N/A |
10.82% |
2.17% |
5.53% |
5.40% |
5.84% |
3.54% |
1.03% |
03/31/2024 |
TIAA-CREF LC 2020 I
Inception Date 10/15/2004 |
Blended Investments* |
N/A |
11.85% |
2.46% |
5.96% |
5.80% |
6.10% |
3.95% |
1.21% |
03/31/2024 |
TIAA-CREF LC 2025 I
Inception Date 10/15/2004 |
Blended Investments* |
N/A |
13.20% |
2.86% |
6.68% |
6.34% |
6.43% |
4.41% |
1.57% |
03/31/2024 |
TIAA-CREF LC 2030 I
Inception Date 10/15/2004 |
Blended Investments* |
N/A |
15.08% |
3.49% |
7.50% |
6.93% |
6.75% |
5.23% |
2.15% |
03/31/2024 |
TIAA-CREF LC 2035 I
Inception Date 10/15/2004 |
Blended Investments* |
N/A |
17.24% |
4.20% |
8.39% |
7.54% |
7.20% |
6.08% |
2.89% |
03/31/2024 |
TIAA-CREF LC 2040 I
Inception Date 10/15/2004 |
Blended Investments* |
N/A |
19.83% |
5.13% |
9.40% |
8.18% |
7.70% |
7.08% |
3.64% |
03/31/2024 |
TIAA-CREF LC 2045 I
Inception Date 11/30/2007 |
Blended Investments* |
N/A |
21.56% |
5.67% |
10.14% |
8.63% |
6.94% |
7.87% |
4.28% |
03/31/2024 |
TIAA-CREF LC 2050 I
Inception Date 11/30/2007 |
Blended Investments* |
N/A |
22.43% |
5.89% |
10.38% |
8.78% |
7.02% |
8.18% |
4.54% |
03/31/2024 |
TIAA-CREF LC 2055 I
Inception Date 04/29/2011 |
Blended Investments* |
N/A |
22.65% |
5.97% |
10.48% |
8.86% |
9.15% |
8.30% |
4.66% |
03/31/2024 |
Core funds are designed to constitute the essential elements of your overall investment portfolio. Different fund companies define core funds differently, but typically these funds include several types of investments that are suitable for most investors, making it easier to get the investment exposure they want without buying a huge number of individual stocks, funds.
You may choose from a range of fund choices that reflect different styles and goals.
Note: The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate, therefore you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Click on an investment to view quarter end returns, risk, fees and expenses. 1,2,3,4.
You may lose money by investing in a money market fund. Not all money market funds operate the same way and depending on the fund, you may be subject to certain operating policies and risks not applicable to other money market funds. Please click on the name of the fund below for risks specific to that fund.
INVESTMENTS | ASSET CLASS | CATEGORY | AVERAGE ANNUAL TOTAL RETURNS | CUMULATIVE RETURNS | |||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 Yr |
3 Yr |
5 Yr |
10 Yr |
Life |
3 Mon |
YTD |
As of Date |
||||||||||
METWEST TOT RTN BD P
Inception Date 03/31/1997 |
Bond Investments |
N/A |
1.58% |
-2.95% |
0.51% |
1.63% |
5.06% |
-0.84% |
-3.95% |
03/31/2024 |
|||||||
TIAA TRAD RCC
|
Bond Investments |
N/A |
To view more information about this investment option, visit TIAA. |
-- |
-- |
-- |
-- |
-- |
-- |
|
|||||||
VANG TOT BD MKT ADM
Inception Date 12/11/1986 |
Bond Investments |
N/A |
1.65% |
-2.42% |
0.37% |
1.51% |
5.10% |
-0.79% |
-3.35% |
03/31/2024 |
|||||||
FID TOTAL BOND
Inception Date 10/15/2002 |
Bond Investments |
Income |
3.63% |
-1.46% |
1.50% |
2.34% |
4.00% |
-0.21% |
-2.75% |
03/31/2024 |
|||||||
CREF SOCIAL CHOICE
|
Blended Investments* |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
AS SM CO GROWTH IS
Inception Date 11/11/1994 |
Stock Investments |
N/A |
19.76% |
2.17% |
9.66% |
8.83% |
9.46% |
8.57% |
1.79% |
03/31/2024 |
|||||||
CREF STOCK ACCT R3
Inception Date 04/24/2015 |
Stock Investments |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
GS SM CAP VALUE R6
Inception Date 10/22/1992 |
Stock Investments |
N/A |
14.93% |
2.06% |
6.78% |
6.41% |
9.45% |
3.30% |
-1.63% |
03/31/2024 |
|||||||
HARBOR CAP APP RET
Inception Date 12/29/1987 |
Stock Investments |
N/A |
47.91% |
9.32% |
17.22% |
15.59% |
12.55% |
13.75% |
7.58% |
03/31/2024 |
|||||||
HTFD INTL OP HLS IA
Inception Date 07/02/1990 |
Stock Investments |
N/A |
11.87% |
1.05% |
6.82% |
4.96% |
6.00% |
5.62% |
4.69% |
03/31/2024 |
|||||||
TIAA REAL ESTATE
Inception Date 10/02/1995 |
Stock Investments |
N/A |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|||||||
VANG 500 INDEX ADM
Inception Date 08/31/1976 |
Stock Investments |
N/A |
29.83% |
11.44% |
15.01% |
12.92% |
11.44% |
10.54% |
6.28% |
03/31/2024 |
|||||||
VANG EXT MKT IDX ADM
Inception Date 12/21/1987 |
Stock Investments |
N/A |
26.72% |
0.96% |
10.12% |
8.98% |
10.66% |
6.97% |
0.80% |
03/31/2024 |
|||||||
VANG TOT INTL STK AD
Inception Date 04/29/1996 |
Stock Investments |
N/A |
12.96% |
1.88% |
6.16% |
4.45% |
4.88% |
4.30% |
1.88% |
03/31/2024 |
|||||||
FID CONTRAFUND K
Inception Date 05/17/1967 |
Stock Investments |
Large Cap |
47.51% |
12.77% |
17.25% |
14.75% |
12.93% |
17.99% |
12.97% |
03/31/2024 |
|||||||
JH DISCPL VALUE R6
Inception Date 01/02/1997 |
Stock Investments |
Large Cap |
27.82% |
11.31% |
12.64% |
9.67% |
9.29% |
11.75% |
8.42% |
03/31/2024 |
|||||||
VANG FTSE SOC IDX IS
Inception Date 01/14/2003 |
Stock Investments |
Large Cap |
32.22% |
10.35% |
15.23% |
13.33% |
6.98% |
10.19% |
5.27% |
03/31/2024 |
|||||||
CRLN E MID CAP GR R6
Inception Date 08/20/1998 |
Stock Investments |
Mid-Cap |
23.27% |
3.46% |
12.05% |
11.62% |
11.98% |
9.54% |
4.18% |
03/31/2024 |
|||||||
JPM MIDCAP VALUE L
Inception Date 11/13/1997 |
Stock Investments |
Mid-Cap |
21.77% |
7.97% |
10.02% |
8.78% |
11.75% |
9.35% |
4.31% |
03/31/2024 |
|||||||
FID SMALL CAP VALUE
Inception Date 11/03/2004 |
Stock Investments |
Small Cap |
22.89% |
7.13% |
12.75% |
9.35% |
10.63% |
6.37% |
-0.10% |
03/31/2024 |
|||||||
PIF SMCP GRTH I IS
Inception Date 12/06/2000 |
Stock Investments |
Small Cap |
17.46% |
-2.32% |
8.42% |
9.27% |
7.24% |
7.38% |
0.07% |
03/31/2024 |
|||||||
FID DIVERSIFD INTL K
Inception Date 12/27/1991 |
Stock Investments |
International |
17.02% |
3.19% |
8.82% |
5.91% |
8.09% |
8.23% |
4.39% |
03/31/2024 |
|||||||
TRP OVERSEAS STOCK
Inception Date 12/29/2006 |
Stock Investments |
International |
13.58% |
2.82% |
7.07% |
4.82% |
3.74% |
4.33% |
1.44% |
03/31/2024 |
|||||||
PIF REAL EST SEC IS
Inception Date 12/06/2000 |
Stock Investments |
Specialty |
7.76% |
2.81% |
4.67% |
7.41% |
10.12% |
-1.80% |
-8.35% |
03/31/2024 |
|||||||
FID GOV CASH RESERVE
Inception Date 05/10/1979 7 day yield % as of 03/31/2024: 5.02 ** |
Short-Term Investments |
N/A |
5.02% |
2.45% |
1.80% |
1.17% |
4.37% |
1.25% |
1.60% |
03/31/2024 |
|||||||
TIAA-CREF MMKT INST
Inception Date 07/01/1999 7 day yield % as of 03/31/2024: 5.19 ** |
Short-Term Investments |
N/A |
5.26% |
2.60% |
1.95% |
1.31% |
1.90% |
1.31% |
1.72% |
03/31/2024 |
|||||||
TIAA-CREF LC RET I
Inception Date 11/30/2007 |
Blended Investments* |
N/A |
10.35% |
2.05% |
5.17% |
4.96% |
4.97% |
3.37% |
0.95% |
03/31/2024 |
|||||||
FID 500 INDEX
Inception Date 02/17/1988 |
Stock Investments |
Large Cap |
29.87% |
11.48% |
15.04% |
12.95% |
10.90% |
10.55% |
6.29% |
03/31/2024 |
|||||||
FID EXTD MKT IDX
Inception Date 11/05/1997 |
Stock Investments |
Mid-Cap |
26.69% |
0.97% |
10.10% |
8.99% |
8.49% |
6.98% |
0.81% |
03/31/2024 |
|||||||
FID INTL INDEX
Inception Date 11/05/1997 |
Stock Investments |
International |
15.25% |
4.96% |
7.49% |
4.94% |
5.25% |
5.79% |
2.57% |
03/31/2024 |
|||||||
FID US BOND IDX
Inception Date 03/08/1990 |
Bond Investments |
Income |
1.66% |
-2.49% |
0.33% |
1.52% |
5.04% |
-0.73% |
-3.41% |
03/31/2024 |
Are you interested in investing in options beyond what your plan offers in the standard lineup?
A self-directed brokerage account allows you to make investments beyond those offered in your workplace retirement savings plan.
For more information or to open a self-directed brokerage account, first enroll in your Fidelity workplace retirement savings plan. Then visit www.netbenefits.com > Quick Links > BrokerageLink where you can open an account or review additional information, including the commission schedule for applicable fees and risks.
BrokerageLink includes investments beyond those in your plan's lineup. You should compare investments and share classes that are available in your plan's lineup with those available through BrokerageLink, and determine the available investment and share class that is appropriate for your situation. The plan fiduciary neither evaluates nor monitors the investments available through BrokerageLink. It is your responsibility to ensure that the investments you select are suitable for your situation, including your goals, time horizon, and risk tolerance.
Learn the plan basics - including eligibility - of each retirement savings plan offered by your employer.
University System of New Hampshire Benefits Office will determine your eligibility in the 457(b) Plan. Enrollment can be done in 3 easy steps:
Click Enroll Now on the home page of this website and follow the steps to establish your Username and Password.
To Enroll-
1- Elect the amount you would like to contribute to the plan.
2- Select your Retirement Service Provider- Fidelity Investments or TIAA. You can elect to have all of your deferrals directed to one provider, or a combination of both.
3- Choose your investment options through your chosen service provider. Investment choices for Fidelity accounts can be made during the enrollment process. For TIAA accounts, investment elections must be made through TIAA. You will receive a prompt to go to the TIAA website at the end of the enrollment process if you have chosen them as a provider.
Don't forget to designate your beneficiaries with your chosen service provider(s).
You may contribute up to the annual IRS contribution limits for your plan. Please go to www.irs.gov for the most recent contribution limits.
When you are "vested" in your savings, it effectively means the money is yours to keep. You are always 100% vested in all contributions you make to your plan, as well as any earnings on them.
Your beneficiary or beneficiaries will inherit your account in the event of your death. You should consider identifying a beneficiary when you enroll in your plan, and updating the information if you experience a life-changing event such as a marriage, divorce, birth of a child, or death in the family.
If you have an account with Fidelity, login to Fidelity NetBenefits®, go to 'Profile' in the navigation bar at the top of your NetBenefits® page and click on the 'Summary tab' and then 'Beneficiaries'.
TIAA: Call 800-842-2252 or log in to your account by selecting TIAA in the drop down box at the top of the page under Your Account and follow the prompts to the TIAA website.
You are generally allowed to withdraw money from your plan when you leave your employer, retire or become permanently disabled. Also you may be eligible for a distribution if you have a financial hardship as defined by your plan. Withdrawals may be subject to income taxes and, if they occur prior to you becoming age 59½, a 10% early withdrawal tax penalty.
For more information, call the Fidelity Retirement Services Center at 1-800-343-0860.
If you have an account with TIAA, you can call 800-842-2252.
In the event of a divorce, please call your chosen service provider to have a QDRO kit mailed to you.
Loans are unavailable in the University System of New Hampshire 457(b) Plan.
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Before investing, consider the investment objectives, risks, charges and expenses of the fund or annuity and its investment options. Call or write to Fidelity or visit Fidelity.com for a free prospectus and, if available, summary prospectus containing this information. Read it carefully.
** The current yield of the money market mutual fund listed above reflects the current earnings of the fund, while the total return refers to a specific past holding period.
*** The yield without applicable waivers or reimbursements, whenever Fidelity is subsidizing all or a portion of the fund's expenses as of the current reporting period. Absent such waivers or reimbursements, the returns would have been lower. Waivers and/or reimbursements may be discontinued any time.
Investing involves risk, including risk of loss.
Footnotes 1, 2, 3 and 4 below pertain to the performance tables located on the Investment Options tab:
1 Stock markets are volatile and can fluctuate significantly in response to company, industry, political, regulatory, market, or economic developments. Investing in stock involves risks, including the loss of principal.
2 Total returns are historical and include change in share price and reinvestment of dividends and capital gains, if any. These figures do not include the effect of sales charges, if any, as these fees are waived for contributions made through your retirement plan. If sales charges were included, returns would have been lower. Life of fund figures are from the inception date to the period shown. For unitized funds, the inception date shown may be that of the fund's underlying investment option. For non-mutual fund pools and trusts whose strategies may be offered to multiple clients, and whose returns may be based on a composite, the inception date shown may be the beginning date of the composite's returns.
3 In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so holding them until maturity to avoid losses caused by price volatility is not possible.
4Target Date Funds are an asset mix of stocks, bonds and other investments that automatically becomes more conservative as the fund approaches its target retirement date and beyond. Principal invested is not guaranteed.
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