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Saving for Retirement

Disney has multiple options to help you save for retirement. The retirement plans you’re eligible for varies depending on your role at Disney. Log in for details.

Disney 401(k) Savings Plan

The Disney 401(k) Savings Plan, administered by Fidelity, allows you to contribute a percentage of your paycheck to your retirement on a pretax or after-tax basis, up to an annual limit. Then, if you’re eligible, Disney makes a matching contribution.

The funds in your 401(k) can grow over time through investment returns and continued contributions. Your 401(k) funds are automatically invested in a fund that takes your age and expected retirement date into account. However, you can be as involved or uninvolved as you’d like in choosing between investment options.

Log in to your Fidelity account to review your investment options and check your 401(k) balance. To see if you’re eligible for the 401(k), log in on this website.

Disney Retirement Savings Plan

The Disney Retirement Savings Plan helps you save for your golden years. You don’t make any contributions to the Plan—only Disney does.

To be eligible, you must be:

  • A salaried employee
  • At least 18 years old
  • An employee with at least one year of service at Disney

Each quarter, Disney contributes a percentage of your eligible pay depending on your age and years of service. After three years, you’re fully vested in the account (meaning it’s yours to keep).

Log in to your Fidelity account to see your balance and to learn more. To see if you’re eligible for the Disney Retirement Savings Plan, log in on this website.

Health Savings Account (HSA)

All Disney employees enrolled in the Consumer Choice medical plan have an HSA. Together, you and Disney contribute funds to your HSA for you to spend on qualified medical, including dental and vision expenses.

The HSA can be a powerful retirement savings tool. While you can choose to spend the money in your HSA now, the funds never expire. So, as you get older and your health care costs become more frequent and expensive, the HSA can help you cover the costs. Plus, funds in your HSA can be invested. Taking steps to help grow your balance over time can make a big difference.

Your HSA is administered by Optum Bank. Sign in to your Optum Bank account to learn more.

 

 

 

Investing involves risk, including risk of loss.

The third parties mentioned herein and Fidelity Investments are independent entities and are not legally affiliated.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

© FMR LLC 2023. All rights reserved.

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