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- Yourself
- Legal spouse/domestic partners will be eligible for medical coverage under the Plan if they do not have eligibility for employer-sponsored group medical coverage with their employer. This requirement does not apply to dental or vision coverage.
Exceptions: Company couple, unemployed, self-employed, employed but not offered employer-sponsored coverage, COBRA only, or covered by Medicaid, Medicare, or TRICARE. - Your children, including natural children, stepchildren, foster children, legally adopted children upon adoption or placement for adoption, children for whom you have a court-appointed guardianship, and your domestic partner's children. Eligible children may be covered until the end of the month in which they reach age 26.
- NOTE: Your own children or your partner's children do not have to: be full-time students, live with you or be your tax dependents.
Yourself
You are eligible for coverage under the Disney Signature Benefits Plan ("the Plan") if you are an active full-time employee (including project supplemental employees) regularly scheduled to work 30 or more hours a week and are not covered by a collective bargaining agreement on the first day of the Plan Year.
Eligibility for the Plan for active full-time and active part-time employees that are regularly scheduled to work 30 or more hours a week that are covered by a collective bargaining agreement on the first day of the Plan Year is based on the terms of the collective bargaining agreement. You are not eligible to participate in the Plan if you are not classified as an employee by the Company, regardless of any later determination to the contrary by the Internal Revenue Service (IRS) or any governmental agency or ruling.
You may be required to work a certain number of days before becoming eligible for these benefits (the “waiting period”), based on your job status or work location.
If you live in Hawaii, under Hawaii law you are eligible for coverage if you are regularly scheduled to work 20 or more hours per week for four consecutive weeks. Active part-time and temporary/recurring employees are generally not eligible for coverage. “ Active part-time employees” are employees of the Company who are regularly scheduled to work less than 30 hours per week on an ongoing basis. An active part-time employee may be scheduled on occasion for more than 30 hours in any week, but in no event shall the employee have actual work hours (including hours paid for specified periods of approved absence) averaging 30 or more hours per week over a 52-week period. Active “Temporary employees” are employees of the Company who are scheduled to work on a temporary basis to equal 30 weeks or less in a 52-week period, regardless of the number of hours worked per week. Active “Recurring employees” are employees scheduled to work less than 30 hours per week on a recurring, intermittent or seasonal basis. An active recurring employee may be scheduled on occasion for more than 30 hours in any week, but in no event shall the employee have actual work hours (including hours paid for specified periods of approved absence) averaging 30 or more hours per week over a 52-week period.
Employees participating in a student program (College Program or Internship Program) of over six months in duration, either at the start of the initial program or extending into a subsequent program, are eligible for coverage under the Affordable Care Act based on qualifying during the appropriate ACA evaluation. You are not eligible to participate in the Plan if you are not classified as an employee by the Company, regardless of any later determination to the contrary by the Internal Revenue Service (IRS) or any governmental agency or ruling.
You may be required to work a certain number of days before becoming eligible for these benefits (the “waiting period”), based on your job status or work location. Effective January 1, 2027, the waiting period is 90 days for employees outside California and Hawaii.
Spouse or Domestic partner
Your eligible legal spouse/domestic partner is someone to whom you are legally married (unless you are legally separated by court order), including a same-sex marriage or common-law marriage where permitted. Anyone in a same-sex civil union is not eligible for coverage under the Plan as a legal spouse but may be eligible to be covered as a domestic partner.
For coverage effective January 1, 2027, legal spouses/domestic partners will be eligible for medical coverage under the Plan if they meet eligibility criteria below and do not have eligibility for employer-sponsored group medical coverage with their employer. Exceptions: Company couple, unemployed, self-employed, employed but not offered employer-sponsored coverage, COBRA only, or covered by Medicaid, Medicare, or TRICARE.
An opposite-sex or same-sex domestic partner must:
- Be at least age 18 years old and competent to enter into a contract;
- Have been in a committed relationship with you for the past 12 months, which you both intend to be permanent (the minimum 12-month period is waived if you and your domestic partner are recognized as being registered partners in a civil union or similar legal status under applicable federal or state law;
- Live with you in a mutual residence;
- Be unrelated to you by blood or marriage;
- Not be a Company employee eligible for Company-sponsored medical coverage;
- Not be married to anyone else and not be in another domestic partnership, civil union or similar relationship with another person; and
- Be financially interdependent with you; each of you is responsible for the expenses and financial obligations of the other.
The employee designating the domestic partner must:
- Be at least 18 years old;
- Not be legally married to anyone else or in another domestic partnership, civil union or similar relationship with another person; and
- Confirm that your domestic partner meets all of the domestic partner eligibility rules.
Please note that you pay taxes on imputed income (subject to state regulations) for the medical, dental, vision, dependent day care flexible spending account, backup care, and/or certain life insurance coverage, and coverage for your domestic partner and their children, as required by the IRS. If you and your domestic partner are both employed by Disney, you may wish to enroll separately.
Children
Children who may be covered until the end of the month in which they reach 26 who are your:
- Natural children
- Stepchildren
- Foster children
- Legally adopted children upon adopting or placement for adoption
- Children for whom you have a court-appointed guardianship
- Domestic partner's children
- Disabled children if he or she-meets the following:
- Became disabled on or before the end of the month in which he or she reached age 26;
- Was eligible for, and enrolled in, Company-sponsored medical coverage before reaching the end of the month in which he or she reached age 26;
- Is incapable of self-support because of a mental or physical disability; and
- Is financially supported by you.
Verifying dependents
It is your responsibility to provide accurate, complete, and up-to-date information about the dependent you wish to be considered for eligibility. Disney periodically audits plan enrollments to make sure only eligible dependents are covered. Disney reserves the right to request documentation for any or all covered dependents. If you cannot provide the required documentation, your dependent will be removed from coverage. Examples of documentation that may be requested are:
- Marriage certificate
- Federal or state tax return
- Birth or adoption certificate
- Joint bank statement or insurance document
- Joint mortgage or lease document
Upcoming 2027 Dependent Verification
In early 2027, a dependent verification will be conducted to confirm eligibility of all re-enrolled dependents (excludes newly added dependents). If you re-enrolled dependents in your coverage for 2027, you will be contacted via email when it’s time to upload documentation that supports eligibility for each dependent you re-enroll in medical, dental, and/or vision. If you miss the deadline or cannot provide proof, dependents will be dropped from coverage.
Documentation required:
| Eligibility | Required Documents |
|---|---|
|
Spouse Your legally married spouse Legally separated and divorced spouses are not eligible for coverage. Common Law Spouse Common Law Marriage must have been established in a state that recognizes relationship. Currently Allowed: CO, IA, KS, MT, RI, TX, DC. |
Marriage Certificate For common law marriage, a copy of your informal marriage certificate or a newly completed common law affidavit (affidavit available upon request) AND Joint Financial Statement Examples of acceptable joint financial documents include, but are not limited to:
If joint documents are not available, individual documents from Employee and spouse indicating the same residence within the same time frame will be accepted. Note: You may black out any financial information, account information, and the first five digits of the social security number on any joint financial statement. |
|
Domestic Partner Your eligible, unrelated domestic partner |
A newly completed Domestic Partner Affidavit from the Forms & Affidavits section of the Dashboard OR your state-issued Certificate of Domestic Partnership AND A copy of ONE (1) Joint Financial Statement dated within 90 days of submission. Documents such as rental agreements, leases, and vehicle registrations must be dated within the last 12 months. Examples of acceptable joint financial documents include, but are not limited to:
If joint documents are not available, individual documents from Employee (or Cast Member) and domestic partner indicating the same residence within the same time frame will be accepted. Note: You may black out any financial information, account information, and the first five digits of the social security number on any joint financial statement. |
|
Natural Child or Legally Adopted Child |
State or county issued birth certificate showing Employee (or Cast Member)’s name OR a signed court order. If the birth certificate lists a previous legal name for you, please provide documentation of the name change (e.g., marriage certificate). |
|
Stepchild |
State or county issued birth certificate showing parents’ names (one of which must be your spouse), AND A copy of your marriage certificate (registered in state/county), AND A copy of ONE (1) Joint Financial Statement dated within 90 days of submission and addressed to both parties. Documents such as rental agreements, leases, and vehicle registrations must be dated within the last 12 months. Examples of acceptable joint financial statements include, but are not limited to:
If joint documents are not available, individual documents from Employee (or Cast Member) and spouse indicating the same residence within the same time frame will be accepted. |
|
Domestic Partner’s Child Please note: your domestic partner is not required to be actively enrolled in coverage |
State or county issued birth certificate showing parents’ names (one of which must be your domestic partner), AND A newly completed Domestic Partner Affidavit (or your state-issued Certificate of Domestic Partnership), AND A copy of ONE (1) Joint Financial Statement dated within 90 days of submission and addressed to both parties. Documents such as rental agreements, leases, and vehicle registrations must be dated within the last 12 months. Examples of acceptable joint financial statements include, but are not limited to:
If joint documents are not available, individual documents from Employee (or Cast Member) and domestic partner indicating the same residence within the same time frame will be accepted. |
|
Child for whom you have a court-appointed guardianship |
A signed Court Order |
|
Foster Child |
Signed letter from social service agent confirming child has been placed under your care, AND A copy of your filed federal 1040 tax return (page 1 only) from the most recent tax season listing the child as a tax dependent. |
|
Child who is the subject of a Qualified Medical Child Support Order (QMCSO) issued to you |
A signed Court Order |