• Home
• Benefits Library
• Health
• Who you can cover
• Back to Health

Who you can cover

As an eligible employee, you can cover yourself and your spouse or domestic partner, your partner's children, and your own children up to age 26. Your own children or your partner's children do not have to: be full-time students, live with you or be your tax dependents. 

Yourself

You are eligible for coverage under the Disney Signature Benefits Plan ("the Plan") if you are a regular full-time employee (including project supplemental employees) regularly scheduled to work 30 or more hours a week, unless you are covered by a collective bargaining agreement that specifically provides for your coverage by the Plan and specifies different eligibility requirements.

If you live in Hawaii, under Hawaii law you are eligible for coverage if you are regularly scheduled to work 20 or more hours per week for four consecutive weeks.

Regular part-time and temporary/recurring employees are generally not eligible for coverage. “Regular part-time employees” are employees of the Company who are regularly scheduled to work less than 30 hours per week on an ongoing basis. A regular part-time employee may be scheduled on occasion for more than 30 hours in any week, but in no event shall the employee have actual work hours (including hours paid for specified periods of approved absence) averaging 30 or more hours per week over a 52-week period. “Temporary employees” are employees of the Company who are scheduled to work on a temporary basis to equal 30 weeks or less in a 52-week period, regardless of the number of hours worked per week. “Recurring employees” are employees scheduled to work less than 30 hours per week on a recurring, intermittent or seasonal basis. A recurring employee may be scheduled on occasion for more than 30 hours in any week, but in no event shall the employee have actual work hours (including hours paid for specified periods of approved absence) averaging 30 or more hours per week over a 52-week period.

Employees participating in a student program (College Program or Internship Program) of over six months in duration, either at the start of the initial program or extending into a subsequent program, are eligible for coverage under the Affordable Care Act.

You are not eligible to participate in the Plan if you are not classified as an employee by the Company, regardless of any later determination to the contrary by the Internal Revenue Service (IRS) or any governmental agency or ruling.

You may be required to work a certain number of days before becoming eligible for these benefits (the “waiting period”), based on your job status or work location.

Spouse

Your eligible spouse is someone to whom you are legally married (unless you are legally separated by court order), including a same-sex marriage or common-law marriage where permitted. Anyone in a same-sex civil union is not eligible for coverage under the Plan as a legal spouse, but may be eligible to be covered as a domestic partner.

Domestic partner

An opposite-sex or same-sex domestic partner must:

• Be at least 18 years old and competent to enter a contract;
• Have been in a committed relationship with you for the past 12 months, which you both intend to be permanent (the minimum 12-month period is waived if you and your domestic partner are recognized as being registered partners in civil union or similar legal status under applicable federal or state law);
• Live with you in a mutual residence;
• Be unrelated to you by blood or marriage;
• Not be married to anyone else and not in another domestic partnership, civil union or similar relationship with another person; and
• Be financially interdependent with you: each of you is responsible for the expenses and financial obligations of the other.

The employee designating the domestic partner must:

• Be at least 18 years old;
• Not be legally married to anyone else or in another domestic partnership, civil union or similar relationship with another person; and
• Confirm that his or her domestic partner meets all of the domestic partner eligibility rules.

Please note that you pay taxes on imputed income (subject to state regulations) for the medical, dental, vision and/or certain dependent life insurance coverage you choose for your domestic partner and his or her children. If you and your domestic partner are both employed by Disney, you may wish to enroll separately.

Children

Children up to the age 26, married or unmarried, who are your:

• Natural children
• Legally adopted children (for whom you have physical custody)
• Stepchildren
• Children for whom you are a foster parent or have a court appointed guardianship
• Domestic partner's children

Children of any age who became physically or mentally disabled before age 26 and were eligible to be covered under a Disney plan before reaching the age limits for coverage.

Children are considered eligible until the end of the month in which they reach age 26.