2026 dental plan comparison
| Value | Advantage | DeltaCare USA | |
|---|---|---|---|
| Your weekly cost | Participant Only: $2.00 (Non-HI)/ $0 (HI) Participant + Spouse/DP: $3.50 (Non-HI)/ $0 (HI) Participant + Child(ren): $4.00 (Non-HI)/ $0 (HI) Participant + Family: $6.00 (Non-HI)/ $0 (HI) |
Participant Only: $3.50 Participant + Spouse/DP: $7.00 Participant + Child(ren): $8.00 Participant + Family: $11.50 |
Participant Only: $2.50 Participant + Spouse/DP: $5.00 Participant + Child(ren): $5.00 Participant + Family: $7.50 |
| Deductible | In-network: $25 per person Out-of-network: $75 per person |
In-network: $25 per person, excluding orthodontia Out-of-network: $75 per person, excluding orthodontia |
None |
| Annual maximum benefit | In-network: $750 per person Out-of-network: $500 per person |
In-network: $2,000 per person Out-of-network: $1,500 per person |
None |
| Preventive (Exams, cleaning, and X-rays) | You pay $0 |
You pay $0 |
You pay $0 |
| Basic (Fillings, root canals, and extractions) | You pay 20% after deductible |
You pay 20% after deductible |
Copay varies by service |
| Major (Crowns, bridges, dentures, and implants) | You pay 60% after deductible |
You pay 50% after deductible |
Copay varies by service |
| Orthodontia | Not covered |
Children up to age 26 only In-network: You pay up to 50%, up to a lifetime benefit of $2,000 per child Out-of-network: You pay 50%, up to a lifetime maximum of $1,500 per child |
Children under 19: $1,700 copay Children 19 to 26 and adults: $1,900 copay |