2025 End-of-Year Benefits Checklist

Depending on which benefits you selected for 2026, you may have a few things to take care of before the new year starts. Review this list closely; some of these items may not apply to you.

Did you enroll in the Consumer Choice medical plan for the first time?

You’ll need to set up an account with Optum Financial so you can start using your health savings account (HSA) and receiving Disney contributions (if eligible). Expect a debit card in the mail that you can use to pay for eligible expenses directly from your HSA. If you receive an email about providing additional identification to open your account, please respond promptly. This ensures that your account will be opened and that you’ll receive Disney’s contribution to your HSA in a timely manner.

Did you enroll in a Kaiser plan for the first time?

It’s time to find a doctor. Except in emergencies, Kaiser requires you to only use doctors, pharmacies, and facilities in their network. That means you’ll need to find a Kaiser primary care physician. Search for one here, and select your region in the top left corner of your screen.

Still have money left in a 2025 health care or dependent care flexible spending account?

Spend it down before December 31, 2025. FSA funds do not carry over year to year. You’ll forfeit any amount remaining in your FSA accounts on January 1, 2026.

If you need to spend some funds in your health care FSA, think about your health needs. Maybe your glasses need replacing? Or you need more contacts? Check the FSA Store for eligible items.

Have you earned your 2025 Wellness Rewards?

If you’re enrolled in a Disney medical plan, you have until December 31, 2025, to earn $300 in Wellness Rewards for your health savings account (HSA) or health reimbursement account (HRA). Enrolled spouses and domestic partners can also earn Wellness Rewards, bringing your potential total to $600.

Have you registered for Disney CareConnect?

Disney CareConnect can help you and your family members manage your health and well-being resources in one convenient place. Click here to get started!

  • Use and track your medical and prescription drug benefits.
  • Access mental health and well-being resources.
  • Track your Wellness Rewards.
  • Chat with someone about your health and well-being questions.

Have you reviewed your 401(k) contributions lately?

Eligible employees can make changes to 401(k) contributions at any time. You can contribute between 1% and 50% (75% if age 50 and over) of your eligible pay. Eligible pay is your base pay.

Have you checked your beneficiary choices?

Selecting your beneficiaries, and keeping them up to date, is essential. It tells our benefits partners where to send your money in case something happens to you. Select or update your beneficiaries in NetBenefits for your retirement plans and life insurance (if eligible). If you’re enrolled in a health savings account, make your beneficiary elections with Optum Financial.

Moved recently?

Any Disney Benefits information will be mailed to the home addresses we have on file. If you or your dependents haven’t updated your addresses, then you won’t receive the information. Please update your contact information (home mailing and email address) in D Tools HR.